On the eve of the New Year, LLP 'First Credit Bureau' (hereinafter - FCB), the only operating credit bureau in Kazakhstan, congratulates all Kazakhstanis on the upcoming holiday and wishes stability and confidence in the New 2015 year by announcing the launch of a mobile application for Android and iOS operating systems. To avoid going to the CSC or FCB office, and when a computer is not at hand, the mobile application is an ideal solution. Now it's easier to monitor your financial reputation by simply downloading the application to your mobile device.
With this application, any citizen of the Republic of Kazakhstan can:
A personal credit report is a document containing information on all the borrower's credit obligations ever undertaken. In particular, the credit report displays the borrower's data and detailed information on each loan - the total loan amount, loan purpose, collateral information, indicating the bank or financial institution providing the loan data. It also contains information on how diligently the client repaid the bank loan, whether payments were made on time, whether there were delays, and when they were cleared. Today, a credit history, as a financial passport of the client, serves as one of the tools for banks and credit institutions in making lending decisions.
There are often situations where various errors and inaccuracies can be found in your credit history. Errors in the credit report can lead to a reduced chance of obtaining a loan and a deterioration in financial reputation. The 'Dispute Information in Credit Report' service allows you to express disagreement with incorrect information and, upon confirming its inaccuracy, rectify it. It's important to understand that the credit history is formed by FCB based on information provided to the FCB database by information suppliers (banks and financial organizations).
The service for disputing information is provided by FCB completely FREE OF CHARGE.
Besides so-called 'technical' errors, a loan that you did not take out, i.e., fraudulent, may also appear in the credit history. To avoid such a 'surprise' in your credit history and the ensuing investigations, FCB provides an excellent 'CREDIT CONTROL credit history monitoring' service. By subscribing to this service, you will always know the answers to many important questions such as:
And most importantly, in case fraudsters attempt to take out a loan in your name, you will be able to react and prevent the consequences of being dragged into financial and legal disputes at an early stage. You will receive SMS notifications or emails for any changes in your credit history.
Your financial security and peace of mind by subscribing to the 'Credit History Control' service will cost only 200 tenge per month (for an annual subscription, the cost is 2400 tenge per year).
Take care of your financial health!
You can learn more about the activities and services offered by FCB at www.1cb.kz.
Download the 'First Credit Bureau' application for mobile phones with the operating system:
or using the following QR link:
For additional information, please contact Alima Umutbek, Business Development Manager, at tel.: +7 (727) 300 01 72, or by email: AUmutbek@1cb.kz
You can find more details in the press release here.