New Product for Individuals — 'Nur Shanyrak' Mortgage

Dear clients of JSC 'Nurbank'!

We announce the launch of a new product for individuals — 'Nur Shanyrak' Mortgage.

Terms:

The loan is provided to individuals residents of the Republic of Kazakhstan for the purchase of real estate:

• held as collateral with the Bank for non-performing loans;
• accepted on the Bank's balance sheet;

Loan amount — up to 50,000,000.00 tenge
Initial payment — from 10%;
Interest rate — from 13%*;
Loan term — up to 240 months;
No early repayment penalty;
No minimum amount for early repayment;
No fee for early repayment;
No fee for loan application review.

* APR — from 13.9%