"Na Pyaterku" — a loan for the purchase of residential property secured by the acquired property!
Advantages of the "Na Pyaterku" mortgage:
- initial payment — from 5% of the cost of the purchased housing!
- low interest rates on the loan — from 15% per annum! (Approved by Asset and Liability Management Committee Resolution No. 59–12 of 12.07.2013)
- possibility of reducing the interest rate to 10% per annum**!
- convenient loan terms - up to 240 months!
- No restrictions on the method of loan repayment (Annuity or Equal installments);
- Possibility to involve up to 2 co-borrowers in case of insufficient income!
- Early repayment of the loan is allowed without a moratorium, without penalties!
The annual effective interest rate for the product is from 16.7%.
** Upon reaching a balance of the principal loan amount down to 80% or less of the original loan amount within the first 24 months of loan servicing. The annual effective interest rate for the product is from 11.4%!
More about the "Na Pyaterku" mortgage product
