Small and medium-sized businesses are the backbone of Kazakhstan's economic development. Today, women account for 43 percent of the ownership of micro, small, and medium business entities in our country. Therefore, the impact of women's entrepreneurship is hard to overestimate. A crucial tool for achieving success and developing one's business for small and medium-sized women entrepreneurs is credit. Credit allows for the purchase of equipment, procurement of goods, or leasing of premises. It helps not only to start a business but also to expand it, by increasing production or launching new products.