Chief Credit Manager

Responsibilities:

• Attracting new SME clients through consultations, presentations, and studying the activities of both potential and existing SME clients to identify their needs in the financial services provided by the Bank;

• Conducting business correspondence;

• Selling a comprehensive package of financial services to SME borrowers offered by the Bank and its Subsidiaries;

• Carrying out financial and economic analysis of the project financing and preparing an expert conclusion;

• Analyzing SME borrowers' account balances and turnovers to foster increased turnover and account balances;

• Conducting financial monitoring of projects and preparing monitoring reports in accordance with the approved schedule and internal documents of the Bank, and timely submission of current monitoring reports to the Credit Committees, as well as reports on overdue loans;

• Checking the targeted use of loans provided to SME clients in accordance with internal regulatory documents;

Education: 

1. Higher education in finance, law, economics, mathematics, or technology.
2. Other higher education.
3. Higher education (for internal candidate transfers).

Experience: 

• At least 1 year in banking/financial structures or a microcredit organization (credit divisions) with a higher degree in finance, law, economics, mathematics, or technology.
• At least 2 years in a banking structure or microcredit organization (credit divisions) with other higher education.

Knowledge:

1. Knowledge of RK banking legislation and NBRK regulations relevant to the Department's activities.

2. Knowledge of SME lending principles in the Bank.

3. Knowledge of SME lending products.

4. Sales skills.

5. Negotiation skills.

6. Presentation preparation and delivery skills.

7. Skills in gathering and analyzing information for decision-making.

8. Knowledge of the state (preferably) and Russian languages.

9. Proficiency in all office programs.