Acquisition of motor vehicles, including passenger vehicles, freight transport, specialized/special-purpose vehicles, trailers/semi-trailers, and other types of vehicles directly engaged in business operations
KZT, USD*, and other foreign currencies by the decision of the Bank's authorized body
From 22.5% to 24.0% (APR from 28.0% to 35.0%)**
Up to 84 months. However, the loan term must not exceed the lifespan of the acquired vehicle
Up to 500,000,000 ₸ or the equivalent in foreign currency
According to the approved bank tariffs***
Auto insurance CASCO, with the Bank as the beneficiary and annual renewal until the end of the loan term
* For clients with relevant foreign currency earnings and/or currency risks covered by appropriate hedging instruments from the client.
** Remuneration rates were approved by the decision of the Asset and Liability Management Committee (Appendix No. 1 to Minutes No. 56-14 dated May 6, 2026).
*** Tariffs do not apply to state programs if provided by an agreement between the Bank and a financial agency and/or the legislation of the Republic of Kazakhstan and/or program conditions and/or the decision of the Bank's authorized body.
One digital tenge is equivalent to one tenge in both cash and non-cash forms.
One digital tenge is equivalent to one tenge in both cash and non-cash forms.
One digital tenge is equivalent to one tenge in both cash and non-cash forms.
One digital tenge is equivalent to one tenge in both cash and non-cash forms.
One digital tenge is equivalent to one tenge in both cash and non-cash forms.