Women's Entrepreneur Loans up to 100 million tenge — interest rate from 20% | Damu + Nurbank
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    Business Lady

    For replenishing working capital, investment purposes, refinancing loans obtained from other banks
    Business Lady

    Goals

    Replenishment of Working Capital
    Investment Goals
    Refinancing Existing Loans

    Terms

    Funding Currency

    KZT, USD, and other foreign currencies as decided by the Bank's authorized body

    Interest Rate
    • from 21.5% to 22.5% (APR from 25.6% to 32.7%)*
    Type of Lending
    • Bank Loan
    • Revolving/Non-revolving Credit Line
    Loan Term
    • Investment purposes - up to 84 months
    • Working capital replenishment - up to 60 months

     Tranche within the credit line:

    • up to 24 months for working capital replenishment
    • up to 84 months for investment purposes
    Loan Amount

    Up to 100,000,000 tenge or equivalent in foreign currency using the Bank's exchange rate

    Repayment Schedule
    1. Principal - monthly differentiated payments, Interest - monthly
    2. Principal - monthly annuity payments, Interest - monthly
    3. With 100% cash collateral, at the discretion of the Bank's authorized body, the principal repayment schedule is set by agreement with the borrower. Interest payment - monthly
    Grace Period for Principal Repayment
    • For working capital replenishment - up to 6 months
    • For investment purposes - up to 12 months
    Fees

    According to the approved Bank's tariffs**

    Collateral
    • Real estate
    • Movable property
    • Cash collateral
    • Guarantee of JSC "Entrepreneurship Development Fund "Damu"

     

    * Remuneration rates are approved by the decision of the Asset and Liability Management Committee (Annex No. 1 to Protocol No. 107-12 dated 10.10.2025).

    ** Tariffs may or may not apply at the state program rates, if stipulated by an agreement between the Bank and the financial agency, and/or the legislation of the Republic of Kazakhstan, and/or state program conditions, and/or the decision of the Bank's Authorized body.

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    Frequently Asked Questions

    What is the value of 1 digital tenge?

    One digital tenge is equivalent to one tenge in both cash and non-cash forms.

    What is the value of 1 digital tenge?

    One digital tenge is equivalent to one tenge in both cash and non-cash forms.

    What is the value of 1 digital tenge?

    One digital tenge is equivalent to one tenge in both cash and non-cash forms.

    What is the value of 1 digital tenge?

    One digital tenge is equivalent to one tenge in both cash and non-cash forms.