Business Made Easy

KZT, USD and other foreign currencies as per decision of the Bank's authorized body

from 23,50% to 24,50% (APR from 28,3% to 29,1%)*

• Bank Loan
• Revolving/Non-revolving Credit Line

Investment purposes - up to 84 months

Working capital replenishment – up to 60 months

Tranche under the credit line:

• up to 24 months for working capital replenishment
• up to 84 months for investment purposes

Up to 20,000 times the monthly calculation index, or equivalent in foreign currency using the Bank's exchange rate

1. Principal debt – monthly differentiated payments
   Reward – monthly
2. Principal debt – monthly annuity payments
   Reward - monthly
3. With 100% cash deposit collateral at the discretion of the Bank's authorized body, the principal debt repayment schedule is set in agreement with the borrower. Reward payment – monthly

• For working capital replenishment - up to 3 months
• For investment purposes – up to 12 months

According to the Bank's approved tariffs**

• Movable property
• Immovable property
• Cash deposit in the amount of 100%
• Guarantee of JSC "Entrepreneurship Development Fund "Damu" not exceeding 85% of the loan amount for entrepreneurs participating within government programs, and no less than 15% of the loan amount