Business Onay Credit at JSC Nurbank | For any business development purposes.
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    Business Made Easy

    For working capital replenishment, investment purposes, refinancing loans obtained from other banks
    Business Made Easy

    Goals

    Working Capital Increase
    Investment Objectives
    Refinancing of existing loans obtained from other banks

    Conditions

    Currency of Financing

    KZT, USD and other foreign currencies as per decision of the Bank's authorized body

    Reward Rate

    From 23.5% to 25.0% (APR from 29.7% to 34.4%)*

    Type of Credit
    • Bank Loan
    • Revolving/Non-revolving Credit Line
    Credit Term

    Investment purposes - up to 84 months

    Working capital replenishment – up to 60 months

    Tranche under the credit line:

    • up to 24 months for working capital replenishment
    • up to 84 months for investment purposes
    Loan Amount

    Up to 20,000 times the monthly calculation index, or equivalent in foreign currency using the Bank's exchange rate

    Repayment Schedule
    1. Principal debt – monthly differentiated payments
      Reward – monthly
    2. Principal debt – monthly annuity payments
      Reward - monthly
    3. With 100% cash deposit collateral at the discretion of the Bank's authorized body, the principal debt repayment schedule is set in agreement with the borrower. Reward payment – monthly
    Grace Period for Principal Repayment
    • For working capital replenishment - up to 3 months
    • For investment purposes – up to 12 months
    Credit Fees

    According to the Bank's approved tariffs**

    Collateral
    • Movable property
    • Immovable property
    • Cash deposit in the amount of 100%
    • Guarantee of JSC "Entrepreneurship Development Fund "Damu" not exceeding 85% of the loan amount for entrepreneurs participating within government programs, and no less than 15% of the loan amount

    * Remuneration rates were approved by the decision of the Asset and Liability Management Committee (Appendix No. 1 to Minutes No. 56-14 dated May 6, 2026)

    ** Tariffs do not apply to government programs if stipulated by agreements concluded between the Bank and the financial agency, and/or the legislation of the Republic of Kazakhstan, and/or the conditions of programs, and/or the decision of the Bank's authorized body.

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    Frequently Asked Questions

    What is the value of 1 digital tenge?

    One digital tenge is equivalent to one tenge in both cash and non-cash forms.

    What is the value of 1 digital tenge?

    One digital tenge is equivalent to one tenge in both cash and non-cash forms.

    What is the value of 1 digital tenge?

    One digital tenge is equivalent to one tenge in both cash and non-cash forms.

    What is the value of 1 digital tenge?

    One digital tenge is equivalent to one tenge in both cash and non-cash forms.