Green Financing for Business at JSC Nurbank

SME Business

Financing of 'Green' projects aimed at reducing negative environmental impact.*
SME Business

Objectives

Working Capital Increase
Investment Objectives
Refinancing of Existing Loans

Financing Terms

Financing Currency

KZT

Remuneration Rate

from 21% to 22% (APR from 24.9% to 31.1%)*

Type of Credit
  • Bank Loan
  • Revolving/Non-revolving Credit Line
Term

For Working Capital Replenishment:

  • credit line/bank loan — up to 60 months
  • tranche under the credit line — up to 24 months

For Investments:

  • credit line/bank loan/tranche under the credit line — up to 84 months 
Loan Amount

Up to 3,000,000,000 ₸

Repayment Schedule
  1. Principal – monthly differentiated payments
    Remuneration – monthly
  2. Principal – monthly annuity payments
    Remuneration – monthly
  3. With 100% collateral security, the principal repayment schedule is set by agreement with the borrower
    Remuneration payment – monthly
  4. Individual principal repayment schedule set by the Bank's authorized body
    Remuneration – monthly
Grace Period for Principal Repayment
  • For Working Capital Replenishment — up to 6 months (as decided by the Bank's authorized body)
  • For Investment Purposes — up to 12 months (as decided by the Bank's authorized body)
Collateral
  • Real Estate
  • Movable Property
  • Money Pledge
Fees

According to the bank's approved tariffs**

* Remuneration rates are approved by the decision of the Asset and Liability Management Committee (Annex No. 1 to Protocol No. 63-11 dated 20.06.2025).

** The tariffs do not apply to state programs if provided by the agreement between the Bank and the financial agency and/or the legislation of the Republic of Kazakhstan and/or program conditions and/or the decision of the Bank's authorized body.

"Green" loans are recognized as targeted loans aimed at financing the implementation of "green" projects.

The classification (taxonomy) of "green" projects eligible for financing through "green" bonds and "green" loans is approved by the resolution of the Government of the Republic of Kazakhstan dated December 31, 2021 No. 996.

 

Frequently Asked Questions

What is the value of 1 digital tenge?

One digital tenge is equivalent to one tenge in both cash and non-cash forms.

What is the value of 1 digital tenge?

One digital tenge is equivalent to one tenge in both cash and non-cash forms.

What is the value of 1 digital tenge?

One digital tenge is equivalent to one tenge in both cash and non-cash forms.