The reward payment is made on the Deposit return date at the rate specified in the Transaction Confirmation, with withholding of taxes and other mandatory budget payments in the amount established by the current legislation of the Republic of Kazakhstan, in the prescribed manner, by non-cash transfer of the reward amount to the Depositor's bank account in the Bank or to another bank account of the Depositor as per the details specified in the Transaction Confirmation, with payment of transfer fees in accordance with the Bank's tariffs. If the Deposit return date falls on a non-working day, the Deposit return and reward payment for the Deposit will be made on the next working day, and no reward will be accrued or paid for these non-working days. In case of early withdrawal of the Deposit/part of the Deposit, whether at the initiative of the Depositor or due to requirements.
The reward payment is made on the Deposit return date at the rate specified in the Transaction Confirmation, with withholding of taxes and other mandatory budget payments in the amount established by the current legislation of the Republic of Kazakhstan, in the prescribed manner, by non-cash transfer of the reward amount to the Depositor's bank account in the Bank or to another bank account of the Depositor as per the details specified in the Transaction Confirmation, with payment of transfer fees in accordance with the Bank's tariffs. If the Deposit return date falls on a non-working day, the Deposit return and reward payment for the Deposit will be made on the next working day, and no reward will be accrued or paid for these non-working days. In case of early withdrawal of the Deposit/part of the Deposit, whether at the initiative of the Depositor or due to requirements.
100,000 KZT, 2,000 USD, 2,000 EUR
15,000,000 KZT, 150,000 USD, 150,000 EUR
100,000,000 KZT, 700,000 USD, 700,000 EUR
The reward payment is made on the Deposit return date at the rate specified in the Transaction Confirmation, with withholding of taxes and other mandatory budget payments in the amount established by the current legislation of the Republic of Kazakhstan, in the prescribed manner, by non-cash transfer of the reward amount to the Depositor's bank account in the Bank or to another bank account of the Depositor as per the details specified in the Transaction Confirmation, with payment of transfer fees in accordance with the Bank's tariffs. If the Deposit return date falls on a non-working day, the Deposit return and reward payment for the Deposit will be made on the next working day, and no reward will be accrued or paid for these non-working days. In case of early withdrawal of the Deposit/part of the Deposit, whether at the initiative of the Depositor or due to requirements.
The reward payment is made on the Deposit return date at the rate specified in the Transaction Confirmation, with withholding of taxes and other mandatory budget payments in the amount established by the current legislation of the Republic of Kazakhstan, in the prescribed manner, by non-cash transfer of the reward amount to the Depositor's bank account in the Bank or to another bank account of the Depositor as per the details specified in the Transaction Confirmation, with payment of transfer fees in accordance with the Bank's tariffs. If the Deposit return date falls on a non-working day, the Deposit return and reward payment for the Deposit will be made on the next working day, and no reward will be accrued or paid for these non-working days. In case of early withdrawal of the Deposit/part of the Deposit, whether at the initiative of the Depositor or due to requirements.
Minimum Amount / Term in Months | 3-6 | 7-11 | 12 | 18 | 24 |
Annual Reward Rate | |||||
500,000 | 12 | 11.75 | 12.75 | 11.75 | 7 |
1 million | 12.5 | 12.25 | 13 | 12 | 7.25 |
10 million | 13 | 13 | 13.25 | 12 | 7.5 |
30 million | 13.5 | 13.5 | 13.5 | 12.5 | 8 |
Effective Annual Rate | |||||
500,000 | 12.7 | 12.4 | 13.5 | 12.4 | 7.2 |
1 million | 13.2 | 13 | 13.8 | 12.7 | 7.5 |
10 million | 13.8 | 13.8 | 14.1 | 12.7 | 7.8 |
30 million | 14.4 | 14.4 | 14.4 | 13.2 | 8.3 |
Minimum Amount / Term in Months | 3 | 4-6 | 7-9 | 10-12 | 18-24 |
Annual Reward Rate | |||||
1,000 | 0.7 | 0.75 | 0.8 | 0.85 | 0.15 |
1,500 | 0.75 | 0.8 | 0.85 | 0.9 | 0.2 |
30,000 | 0.8 | 0.85 | 0.9 | 0.95 | 0.25 |
90,000 | 0.85 | 0.9 | 0.95 | 1 | 0.3 |
Effective Annual Rate | |||||
1,000 | 0.7 | 0.75 | 0.8 | 0.85 | 0.15 |
1,500 | 0.75 | 0.8 | 0.85 | 0.9 | 0.2 |
30,000 | 0.8 | 0.85 | 0.9 | 0.95 | 0.25 |
90,000 | 0.85 | 0.9 | 0.95 | 1 | 0.3 |
Minimum Amount / Term in Months | 6 | 7-9 | 10-12 | 15 | 18 | 24 |
Annual Reward Rate | ||||||
1,000 | 0 | 0 | 0 | 0 | 0 | 0 |
1,500 | 0 | 0 | 0 | 0 | 0 | 0 |
30,000 | 0 | 0 | 0 | 0 | 0 | 0 |
90,000 | 0 | 0 | 0 | 0 | 0 | 0 |
Effective Annual Rate | ||||||
1,000 | 0 | 0 | 0 | 0 | 0 | 0 |
1,500 | 0 | 0 | 0 | 0 | 0 | 0 |
30,000 | 0 | 0 | 0 | 0 | 0 | 0 |
90,000 | 0 | 0 | 0 | 0 | 0 | 0 |
Minimum Amount / Term in months | 3-6 | 15 | 18 | 24 |
Annual interest rate | ||||
500,000 | 11.5 | 0 | 11.5 | 5.25 |
1 million | 12 | 0 | 12 | 5.5 |
10 million | 12.5 | 0 | 12 | 6 |
30 million | 12.8 | 0 | 12.5 | 6.5 |
APR | ||||
500,000 | 12.1 | 0 | 12.1 | 5.4 |
1 million | 12.7 | 0 | 12.7 | 5.6 |
10 million | 13.2 | 0 | 12.7 | 6.2 |
30 million | 13.6 | 0 | 13.2 | 6.7 |
Minimum Amount / Term in months | 3-6 | 7-9 | 10-12 | 15 | 18 | 24 |
Annual interest rate | ||||||
1,000 | 0.7 | 0.75 | 0.8 | 0 | 0.15 | 0.15 |
1,500 | 0.75 | 0.8 | 0.85 | 0 | 0.2 | 0.2 |
30,000 | 0.8 | 0.85 | 0.9 | 0 | 0.25 | 0.25 |
90,000 | 0.85 | 0.9 | 0.95 | 0 | 0.3 | 0.3 |
APR | ||||||
1,000 | 0.7 | 0.75 | 0.8 | 0 | 0.15 | 0.15 |
1,500 | 0.75 | 0.8 | 0.85 | 0 | 0.2 | 0.2 |
30,000 | 0.8 | 0.85 | 0.9 | 0 | 0.25 | 0.25 |
90,000 | 0.85 | 0.9 | 0.95 | 0 | 0.3 | 0.3 |
Minimum Amount / Term in months | 6 | 7-9 | 10-12 | 15 | 18 | 24 |
Annual interest rate | ||||||
1,000 | 0 | 0 | 0 | 0 | 0 | 0 |
1,500 | 0 | 0 | 0 | 0 | 0 | 0 |
30,000 | 0 | 0 | 0 | 0 | 0 | 0 |
90,000 | 0 | 0 | 0 | 0 | 0 | 0 |
APR | ||||||
1,000 | 0 | 0 | 0 | 0 | 0 | 0 |
1,500 | 0 | 0 | 0 | 0 | 0 | 0 |
30,000 | 0 | 0 | 0 | 0 | 0 | 0 |
90,000 | 0 | 0 | 0 | 0 | 0 | 0 |
In the "capitalization" reward payment method, base reward rates in KZT are reduced by 0.2% annually, in USD are reduced by 0.1% annually.
For all deposits for SP / IE / PF, the reward rate must not exceed the maximum guaranteed rates set by the DFG.
Appendix No.1 to Protocol CUAP No.112-1 dated 29.08.2024. Rates valid from 02.09.2024.
200,000 tenge, 2,000 US dollars, 2,000 euros
You can withdraw your deposit at any time according to the terms of the deposit agreement
Partial withdrawals are possible from the 'Optimal' and 'Convenient' deposits
The "Nur-komfort" deposit has the shortest placement term. The deposit term is from 1 to 28 days.
The 'Optimal' and 'Convenient' deposits are available for individual entrepreneurs
No, the guarantee objects of the DIF are the funds of individuals and individual entrepreneurs