faq test

Test of the 36th section

Account opening and maintenance
Connection and monthly use of Internet banking for legal entities
Intra-bank transfers in tenge
50 payments in tenge to other banks in the RK
Issuance of a corporate card / individual entrepreneur card
1st year maintenance of the corporate card

Corporate Card / Sole Proprietor Card

Issuance and first year — free

Cash Withdrawal (ATMs, POS)

At standard rates

Employee Card Deposits

0.6%

International Transfers

Currency Control and Conversion

Intrabank Transfers

In tenge — free of charge

Cash Withdrawal

0.3%, min 500 ₸ (09:00–17:00)

Cash Deposit

0.2%, min 500 ₸ (09:00–17:00)

Account Maintenance

6,000 ₸ / month

Payments in KZT

50 free, then 360 ₸

Account opening and maintenance
Connection and monthly use of internet banking for legal entities
Interbank transfers in tenge and foreign currency
100 payments in tenge to other banks in Kazakhstan
Currency control (verification and acceptance of contracts with the KSM)
Conversion
Issuance of a corporate card / individual entrepreneur card
1st year corporate card service

Payments in KZT

100 for free, then 360 ₸

Corporate Card / Individual Entrepreneur Card

Issuance and 1st year — free of charge

Cash Withdrawal (ATMs, POS)

According to standard rates

Employee Card Credits

0.4%

International Transfers

USD 0.2% (min 35 / max 200) EUR 0.2% (min 20 / max 200) RUB 0.15% (min 300 / max 8,000) Others 0.2% (min 28 / max 200)

Currency Control and Conversion

Free of charge

Intra-bank Transfers

Free in tenge and foreign currency

Cash Withdrawal

0.3%, min 500 ₸ (09:00–17:00)

Cash Acceptance

0.2%, min 500 ₸ (09:00–17:00)

Account Maintenance

10,000 ₸ / month

Account opening and maintenance
Connection and monthly use of online banking for legal entities
Intra-bank transfers in tenge and foreign currency
200 payments in tenge to other banks in Kazakhstan
Currency control (verification and acceptance of contracts with UCN)
Conversion
Issuance of a corporate card / IP card
1st year of corporate card service

Account Maintenance

40,000 ₸ / month

Payments in KZT

200 free, then 360 ₸

Corporate Card / Sole Proprietor Card

Issuance and 1st year — free

Cash Withdrawal (ATMs, POS)

10% Discount from Standard Rates

Employee Card Deposits

0.4%

International Transfers

USD 0.2% (min 35 / max 250) EUR 0.2% (min 30 / max 250) RUB 0.12% (min 250 / max 5,000) Other 0.2% (min 30 / max 250)

Currency Control and Conversion

Free

Intrabank Transfers

In tenge and foreign currency — free of charge

Cash Withdrawal

0.2%, min 250 ₸ (09:00–18:00)

Cash Deposit

0.1%, min 150 ₸ (09:00–18:00)

Account opening and maintenance
Connection and monthly usage of internet banking for legal entities
Intrabank transfers in tenge and foreign currency
1000 payments in tenge to other banks in Kazakhstan
Cash deposits to the current account from 09:00 to 18:00
Cash withdrawals from 09:00 to 18:00
Currency control (verification and acceptance of contract with UNK)
Conversion
30 transfers in foreign currency (OUR, BEN, SHA)
Issuance of a corporate card / individual entrepreneur card
1st year of corporate card service

Account Maintenance

360,000 ₸ / month

Corporate card / Individual entrepreneur card

Issuance and 1st year — free

Cash Withdrawal (ATMs, POS)

30% Discount from Standard Rates

Employee Card Crediting

0.4%

International Transfers

30 transfers free, thereafter: BEN USD 0.15% (min 15 / max 150) OUR USD 0.2% (min 35 / max 200) RUB 0.07% (min 250 / max 15,000)

Currency Control and Conversion

Free of charge

Intrabank Transfers

In tenge and foreign currency — free of charge

Cash Withdrawal

Free of charge (09:00–18:00)

Cash Reception

Free (09:00–18:00)

Payments in KZT

1,000 free, then 360 ₸

Basic

Advantage

• Account Opening and Management

Connection and Monthly Use of Internet Banking for Legal Entities

Intra-bank transfers in tenge

50 transfers in tenge to other banks in Kazakhstan

Corporate Card/Individual Entrepreneur Card Issuance

1st Year of Corporate Card Service

₸6,000

Learn more

Foreign Economic Activity

advantage

• Opening and maintaining an account

9,600 ₸

Learn More

Comfort

advantage

KZT Payments:

50 free payments

Account Opening:

free

Internet Banking:

free

18,000 ₸

Learn more

Premium+

advantage

KZT Payments:

200 free payments

Account Opening:

free

Internet Banking:

free

Currency Conversion:

free

360,000 ₸

Learn more

Premium

advantage

KZT Payments:

80 free payments

Account Opening:

free

Internet Banking:

free

120,000 ₸

Learn more

BasicFor small businesses	Foreign TradeFor small and medium businesses actively engaged in foreign economic activities	PremiumFor medium businesses	Premium+For corporate and large businesses
6,000 tenge / month	10,000 tenge / month	40,000 tenge / month	360,000 tenge / month
Free Account opening and maintenance Connection and monthly usage of internet banking for legal entities Intra-bank transfers in tenge 50 payments in tenge to other banks in Kazakhstan Issuance of a corporate card / private entrepreneur card 1st-year service of the corporate card	Free Account opening and maintenance Connection and monthly usage of internet banking for legal entities Intra-bank transfers in tenge and foreign currency 100 payments in tenge to other banks in Kazakhstan Currency control (contract verification and assignment of UNS) Conversion Issuance of a corporate card / private entrepreneur card 1st-year service of the corporate card	Free Account opening and maintenance Connection and monthly usage of internet banking for legal entities Intra-bank transfers in tenge and foreign currency 200 payments in tenge to other banks in Kazakhstan Currency control (contract verification and assignment of UNS) Conversion Issuance of a corporate card / private entrepreneur card 1st-year service of the corporate card	Free Account opening and maintenance Connection and monthly usage of internet banking for legal entities Intra-bank transfers in tenge and foreign currency 1000 payments in tenge to other banks in Kazakhstan Cash acceptance to the current account from 09:00 to 18:00 Cash withdrawal from 09:00 to 18:00 Currency control (contract verification and assignment of UNS) Conversion 30 transfers in foreign currency (OUR, BEN, SHA) Issuance of a corporate card / private entrepreneur card 1st-year service of the corporate card
Payments in KZTOver 50 payments — 360 tenge	Payments in KZTOver 100 payments — 360 tenge	Payments in KZTOver 200 payments — 360 tenge	Payments in KZTOver 1,000 payments — 360 tenge
Cash acceptance credited to the current account from 09:00 to 17:00: 0.2%, min. 500 tenge	Cash acceptance credited to the current account from 09:00 to 17:00: 0.2%, min. 500 tenge	Cash acceptance credited to the current account from 09:00 to 18:00: 0.1%, min. 150 tenge	—
Cash withdrawal from 09:00 to 17:00: 0.3%, min. 500 tenge	Cash withdrawal from 09:00 to 17:00: 0.3%, min. 500 tenge	Cash withdrawal from 09:00 to 18:00: 0.2%, min. 250 tenge	—
—	International transfers USD — 0.2%, min. 35 USD, max. 200 USD EUR — 0.2%, min. 20 EUR, max. 200 EUR RUB — 0.15%, min. 300 RUB, max. 8,000 RUB Other currencies (except USD, EUR, RUB) — 0.2%, min. 28 USD, max. 200 USD	International transfers USD — 0.2%, min. 35 USD, max. 250 USD EUR — 0.2%, min. 30 EUR, max. 250 EUR RUB — 0.12%, min. 250 RUB, max. 5,000 RUB Other currencies (except USD, EUR, RUB) — 0.2%, min. 30 USD, max. 250 USD	International transfers More than 30 payments (OUR, BEN, SHA). All currencies except CIS countries' currencies and yuan, from 09:00 to 18:00: Option BEN: USD 0.15% min. 15 USD max. 150 USD EUR 0.15% min. 15 EUR max. 150 EUR Option OUR (9.2.2 guaranteed payment): USD 0.2% min. 35 USD max. 200 USD EUR 0.2% min. 20 EUR max. 200 EUR RUB 0.07% min. 250 RUB max. 15,000 RUB Option OUR (9.2.5 non-guaranteed payment): USD 0.2% min. 20 USD max. 200 USD
Card credits for employees0.6%	Card credits for employees0.4%	Card credits for employees0.4%	Card credits for employees0.4%
—	—	Cash withdrawal (ATMs, POS-terminals, imprinters): 10% discount from standard rates	Cash withdrawal (ATMs, POS-terminals, imprinters): 30% discount from standard rates

You can find all our tariff packages in the Tariffs section.

Tariff packages are not available for foreign legal entities (non-residents of the Republic of Kazakhstan), companies with foreign participation, payment organizations, and digital asset service providers.

Appendix 1 to the decision of the Tariff Committee No. 90 dated 24.06.2026

Tariff Packages

Basic For small businesses	Export For small and medium businesses actively engaged in external economic activities	Premium For medium businesses	Premium+ For corporate and large businesses
6,000 tenge	10,000 tenge	40,000 tenge	360,000 tenge
Free: Account opening and maintenance Connection and monthly use of internet banking for legal entities Intrabank transfers in tenge 50 payments in tenge to other banks in Kazakhstan Issuance of a corporate card/individual entrepreneur card 1st year corporate card service	Free: Account opening and maintenance Connection and monthly use of internet banking for legal entities Intrabank transfers in tenge and foreign currency 100 payments in tenge to other banks in Kazakhstan Currency control (verification and acceptance of the contract with UNK assignment) Conversion Issuance of a corporate card / individual entrepreneur card 1st year corporate card service	Free: Account opening and maintenance Connection and monthly use of internet banking for legal entities Intrabank transfers in tenge and foreign currency 200 payments in tenge to other banks in Kazakhstan Currency control (verification and acceptance of the contract with UNK assignment) Conversion Issuance of a corporate card / individual entrepreneur card 1st year corporate card service	Free: Account opening and maintenance Connection and monthly use of internet banking for legal entities Intrabank transfers in tenge and foreign currency 1000 payments in tenge to other banks in Kazakhstan Cash deposit to current account from 09:00 to 18:00 Cash withdrawal from 09:00 to 18:00 Currency control (verification and acceptance of the contract with UNK assignment) Conversion 30 transfers in foreign currency (OUR, BEN, SHA) Issuance of a corporate card / individual entrepreneur card 1st year corporate card service
Payments in KZT Over 50 payments – 360 tenge	Payments in KZT Over 100 payments – 360 tenge	Payments in KZT Over 200 payments – 360 tenge	Payments in KZT Over 1,000 payments – 360 tenge
Cash deposit to the current account from 09:00 to 17:00: 0.2%, min. 500 tenge	Cash deposit to the current account from 09:00 to 17:00: 0.2%, min. 500 tenge	Cash deposit to the current account from 09:00 to 18:00: 0.1%, min. 150 tenge
Cash withdrawal from 09:00 to 17:00: 0.3%, min. 500 tenge	Cash withdrawal from 09:00 to 17:00: 0.3%, min. 500 tenge	Cash withdrawal from 09:00 to 18:00: 0.2%, min. 250 tenge
	International transfers:in US dollars (USD) - 0.2%, min. 35 USD max. 200 USD in euros (EUR) - 0.2%, min. 20 EUR max. 200 EUR in Russian rubles (RUB) - 0.15% min. 300 RUB max. 8,000 RUB All currencies (except for USD, EUR, RUB) – 0.2% min. 28 USD max. 200 USD	International transfers: in US dollars (USD) - 0.2%, min. 35 USD max. 250 USD in euros (EUR) - 0.2%, min. 30 EUR max. 250 EUR in Russian rubles (RUB) - 0.12% min. 250 RUB max. 5,000 RUB All currencies (except for USD, EUR, RUB) - 0.2% min. 30 USD max. 250 USD	International transfers: Over 30 payments (OUR, BEN, SHA) All currencies, except for CIS and yuan currencies from 09:00 to 18:00: BEN option: USD 0.15% min. 15 USD max. 150 USD EUR 0.15% min. 15 EUR max 150 EUR OUR option (9.2.2. guaranteed payment): USD 0.2% min. 35 USD max. 200 USD EUR 0.2% min. 20 EUR max 200 EUR; RUB 0.07% min. 250 RUB max. 15,000 RUB OUR option (9.2.5 non-guaranteed payment) USD 0.2% min. 20 USD max. 200 USD
Crediting to employee payment card accounts: 0.6%	Crediting to employee payment card accounts: 0.4%	Crediting to employee payment card accounts: 0.4%	Crediting to employee payment card accounts: 0.4%
		Cash withdrawal (ATMs, POS-terminals, imprinters): 10% discount from standard rates	Cash withdrawal (ATMs, POS-terminals, imprinters): 30% discount from standard rates

All tariff package offers can be found in the Tariff Packages section.

Tariff packages are not available to foreign legal entities (non-residents of the Republic of Kazakhstan), companies with foreign participation, payment organizations, and digital asset service providers.

Appendix 1 to the Tariff Committee's decision No.90 dated 24.06.2026