Contract Financing at JSC Nurbank | Contract Execution, No Rigid Collateral

Contract Financing

Fulfillment of Contractual Obligations
Contract Financing

Replenishment of working capital to finance expenses for executing an order/work/services under a concluded contract/agreement, including the issuance of bank guarantees without providing collateral in the form of movable/immovable property

Terms

Financing Currency

KZT, USD*

Reward Rate

from 24,95% to 30,45% (APRC from 34,3% to 40,7%)**

Type of Credit
  • Bank Loan
  • Non-revolving Credit Line for Providing Bank Loans
  • Advance Payment Return Guarantee
  • Contract Performance Bond
Credit Term
  • Bank Loan / Non-revolving Credit Line - up to 12 months
  • Guarantee - up to 36 months
Loan Amount

Bank Loan / Non-revolving Credit Line — up to 500,000,000 tenge or equivalent in USD, but not more than 50% of the unfulfilled contract amount

Guarantee — up to 500,000,000 tenge or equivalent in USD, but not more than 50% (under guarantee) of the unfulfilled contract amount

Repayment Schedule

Principal and Interest - annuity / differentiated payment method / other repayment method

For Guarantee risk fee payment - monthly

Grace Period for Principal Repayment

Up to 3 months

Collateral

Pledge / Lien on future receivables, assignment of monetary claim rights

* For clients with appropriate foreign currency revenue and/or whose currency risks are covered with respective hedging instruments from the client side.

** Reward rates approved by the Asset and Liability Management Committee decision (Appendix No.1 to Protocol No.63-11 dated 20.06.2025).

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Frequently Asked Questions

What is the value of 1 digital tenge?

One digital tenge is equivalent to one tenge in both cash and non-cash forms.

What is the value of 1 digital tenge?

One digital tenge is equivalent to one tenge in both cash and non-cash forms.

What is the value of 1 digital tenge?

One digital tenge is equivalent to one tenge in both cash and non-cash forms.

What is the value of 1 digital tenge?

One digital tenge is equivalent to one tenge in both cash and non-cash forms.