Deposit "Optimal" at JSC "Nurbank" | Reward payment - at the end of the term or monthly.
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    Optimal

    With deposits and withdrawals
    Term:
    3-36 months
    Currency:
    KZT, USD, EUR
    Minimum Deposit Amount / Non-reducible Balance:
    free for mobile operators Kcell, Altel 4G, Tele2, Beeline, Activ; 2)+7(7112)310343; 87770601383;87770603600; 3)+7 (727) 250-00-00, 244-44-44 - for residents and visitors of Almaty.

    30,000,000 KZT, 150,000 USD, 150,000 EUR

    Deposit and Withdrawal:
    yes
    Reward Payment:
    at the end of the term or monthly
    Optimal

    Interest Rates

    KZT
    Minimum Amount / Term in Months 3-12 18 24 36
    Nominal Rates
    30 mln 13.5 8.5 8 7
    50 mln 13.5 8.7 8.5 7.5
    100 mln 13.5 9 9 8
    Annual Effective Rates
    30 mln 14.4 8.8 8.3 7.2
    50 mln 14.4 9.1 8.8 7.8
    100 mln 14.4 9.4 9.4 8.3
    USD
    Minimum Amount / Term in Months 7-11 12 18-36
    Nominal Rates
    150,000 0 1 0.3
    300,000 0 1 0.4
    750,000 0 1 0.5
    Annual Effective Rates
    150,000 0 1 0.3
    300,000 0 1 0.4
    750,000 0 1 0.5
    EUR
    Minimum Amount / Term in Months 7-9 10-12 18-36
    Nominal Rates
    30 mln 0 0 0
    50 mln 0 0 0
    100 mln 0 0 0
    Annual Effective Rates
    30 mln 0 0 0
    50 mln 0 0 0
    100 mln 0 0 0

    Interest Rates for Individuals (Individual Entrepreneurs/Farms)

    KZT
    Minimum Amount / Term in Months 3 6 9 12 18 24 36
    Nominal Rates
    30 million 12.8 12.8 12.8 12.8 6.5 6.5 6
    50 million 12.8 12.8 12.8 12.8 7 7 6.5
    100 million 12.8 12.8 12.8 12.8 7.5 7.5 7
    GAP
    30 million 13.6 13.6 13.6 13.6 6.7 6.7 6.2
    50 million 13.6 13.6 13.6 13.6 7.2 7.2 6.7
    100 million 13.6 13.6 13.6 13.6 7.8 7.8 7.2
    USD
    Minimum Amount / Term in Months 3 6 9 12 18 24 36
    Nominal Rates
    150,000 0 0 0 0.75 0.3 0.3 0.3
    300,000 0 0 0 0.85 0.4 0.4 0.4
    750,000 0 0 0 0.95 0.5 0.5 0.5
    GAP
    150,000 0 0 0 0.75 0.3 0.3 0.3
    300,000 0 0 0 0.85 0.4 0.4 0.4
    750,000 0 0 0 0.95 0.5 0.5 0.5
    EUR
    Minimum Amount / Term in Months 3 6 9 12 18 24 36
    Nominal Rates
    30 million 0 0 0 0 0 0 0
    50 million 0 0 0 0 0 0 0
    100 million 0 0 0 0 0 0 0
    GAP
    30 million 0 0 0 0 0 0 0
    50 million 0 0 0 0 0 0 0
    100 million 0 0 0 0 0 0 0

    For all deposits for IE/PE/FH, the remuneration rate must not exceed the maximum guaranteed KFGD limits.

    Annex №1 to the Procedure Protocol №112-1 of 29.08.2024. Rates effective from 02.09.2024.

    Rates for early withdrawal of a deposit, but not exceeding the nominal rate:
    deposit term / currency type
    up to 36 months
    KZT
    0.1
    USD
    0.05
    EUR
    0.05
    at the end of the term or monthly
    Reward Payment:
    at the end of the term or monthly

    Frequently Asked Questions

    What term deposits are available at Nurbank for legal entities?
    • Optimal Deposit
    • Convenient Deposit
    • Nur-Comfort Deposit
    What are the advantages of deposits for legal entities?
    1. Convenient terms
    2. High interest rates
    3. Ability to top up the deposit at any time without restrictions
    4. Ability to withdraw the necessary amount
    5. Favorable rates for early termination
    6. Individual approach to the client
    What is the minimum deposit for the 'Investment' account?

    200,000 tenge, 2,000 US dollars, 2,000 euros

    If my business goes bankrupt, what will happen to my deposit?

    You can withdraw your deposit at any time according to the terms of the deposit agreement

    From which deposit can I make partial withdrawals?

    Partial withdrawals are possible from the 'Optimal' and 'Convenient' deposits

    Which deposit has the shortest placement term?

    The "Nur-komfort" deposit has the shortest placement term. The deposit term is from 1 to 28 days.

    Are there deposits available for individual entrepreneurs?

    The 'Optimal' and 'Convenient' deposits are available for individual entrepreneurs

    Are there any guarantees from the DIF for corporate deposits?

    No, the guarantee objects of the DIF are the funds of individuals and individual entrepreneurs