Deposit "Optimal" at JSC "Nurbank" | Reward payment - at the end of the term or monthly.

Optimal

With deposits and withdrawals
Term:
3-36 months

The reward payment is made on the Deposit return date at the rate specified in the Transaction Confirmation, with withholding of taxes and other mandatory budget payments in the amount established by the current legislation of the Republic of Kazakhstan, in the prescribed manner, by non-cash transfer of the reward amount to the Depositor's bank account in the Bank or to another bank account of the Depositor as per the details specified in the Transaction Confirmation, with payment of transfer fees in accordance with the Bank's tariffs. If the Deposit return date falls on a non-working day, the Deposit return and reward payment for the Deposit will be made on the next working day, and no reward will be accrued or paid for these non-working days. In case of early withdrawal of the Deposit/part of the Deposit, whether at the initiative of the Depositor or due to requirements.

Currency:
KZT, USD, EUR

The reward payment is made on the Deposit return date at the rate specified in the Transaction Confirmation, with withholding of taxes and other mandatory budget payments in the amount established by the current legislation of the Republic of Kazakhstan, in the prescribed manner, by non-cash transfer of the reward amount to the Depositor's bank account in the Bank or to another bank account of the Depositor as per the details specified in the Transaction Confirmation, with payment of transfer fees in accordance with the Bank's tariffs. If the Deposit return date falls on a non-working day, the Deposit return and reward payment for the Deposit will be made on the next working day, and no reward will be accrued or paid for these non-working days. In case of early withdrawal of the Deposit/part of the Deposit, whether at the initiative of the Depositor or due to requirements.

Minimum Deposit Amount / Non-reducible Balance:
free for mobile operators Kcell, Altel 4G, Tele2, Beeline, Activ; 2)+7(7112)310343; 87770601383;87770603600; 3)+7 (727) 250-00-00, 244-44-44 - for residents and visitors of Almaty.

30,000,000 KZT, 150,000 USD, 150,000 EUR

50,000,000 KZT, 300,000 USD, 300,000 EUR

100,000,000 KZT, 750,000 USD, 700,000 EUR

Deposit and Withdrawal:
yes

The reward payment is made on the Deposit return date at the rate specified in the Transaction Confirmation, with withholding of taxes and other mandatory budget payments in the amount established by the current legislation of the Republic of Kazakhstan, in the prescribed manner, by non-cash transfer of the reward amount to the Depositor's bank account in the Bank or to another bank account of the Depositor as per the details specified in the Transaction Confirmation, with payment of transfer fees in accordance with the Bank's tariffs. If the Deposit return date falls on a non-working day, the Deposit return and reward payment for the Deposit will be made on the next working day, and no reward will be accrued or paid for these non-working days. In case of early withdrawal of the Deposit/part of the Deposit, whether at the initiative of the Depositor or due to requirements.

Reward Payment:
at the end of the term or monthly

The reward payment is made on the Deposit return date at the rate specified in the Transaction Confirmation, with withholding of taxes and other mandatory budget payments in the amount established by the current legislation of the Republic of Kazakhstan, in the prescribed manner, by non-cash transfer of the reward amount to the Depositor's bank account in the Bank or to another bank account of the Depositor as per the details specified in the Transaction Confirmation, with payment of transfer fees in accordance with the Bank's tariffs. If the Deposit return date falls on a non-working day, the Deposit return and reward payment for the Deposit will be made on the next working day, and no reward will be accrued or paid for these non-working days. In case of early withdrawal of the Deposit/part of the Deposit, whether at the initiative of the Depositor or due to requirements.

Optimal

Interest Rates

KZT
Minimum Amount / Term in Months 3-12 18 24 36
Nominal Rates
30 million 13.5 8.5 8 7
50 million 13.5 8.7 8.5 7.5
100 million 13.5 9 9 8
Annual Percentage Rate (APR)
30 million 14.4 8.8 8.3 7.2
50 million 14.4 9.1 8.8 7.8
100 million 14.4 9.4 9.4 8.3
USD
Minimum Amount / Term in Months 7-11 12 18-36
Nominal Rates
150,000 0 1 0.3
300,000 0 1 0.4
750,000 0 1 0.5
Annual Percentage Rate (APR)
150,000 0 1 0.3
300,000 0 1 0.4
750,000 0 1 0.5
EUR
Minimum Amount / Term in Months 7-9 10-12 18-36
Nominal Rates
30 million 0 0 0
50 million 0 0 0
100 million 0 0 0
Annual Percentage Rate (APR)
30 million 0 0 0
50 million 0 0 0
100 million 0 0 0

Interest Rates for Individuals (Individual Entrepreneurs/Farms)

KZT
Minimum Amount / Term in Months 3 6 9 12 18 24 36
Nominal Rates
30 mln 12.8 12.8 12.8 12.8 6.5 6.5 6
50 mln 12.8 12.8 12.8 12.8 7 7 6.5
100 mln 12.8 12.8 12.8 12.8 7.5 7.5 7
Effective Interest Rates
30 mln 13.6 13.6 13.6 13.6 6.7 6.7 6.2
50 mln 13.6 13.6 13.6 13.6 7.2 7.2 6.7
100 mln 13.6 13.6 13.6 13.6 7.8 7.8 7.2
USD
Minimum Amount / Term in Months 3 6 9 12 18 24 36
Nominal Rates
150,000 0 0 0 0.75 0.3 0.3 0.3
300,000 0 0 0 0.85 0.4 0.4 0.4
750,000 0 0 0 0.95 0.5 0.5 0.5
Effective Interest Rates
150,000 0 0 0 0.75 0.3 0.3 0.3
300,000 0 0 0 0.85 0.4 0.4 0.4
750,000 0 0 0 0.95 0.5 0.5 0.5
EUR
Minimum Amount / Term in Months 3 6 9 12 18 24 36
Nominal Rates
30 mln 0 0 0 0 0 0 0
50 mln 0 0 0 0 0 0 0
100 mln 0 0 0 0 0 0 0
Effective Interest Rates
30 mln 0 0 0 0 0 0 0
50 mln 0 0 0 0 0 0 0
100 mln 0 0 0 0 0 0 0

All deposit rates for individual entrepreneurs/farms cannot exceed the maximum guaranteed by the KFGD.

Appendix No. 1 to the CUAP Protocol No. 112-1 dated 29.08.2024. Rates are effective from 02.09.2024.

Rates for early withdrawal of a deposit, but not exceeding the nominal rate:
deposit term / currency type
up to 36 months
KZT
0.1
USD
0.05
EUR
0.05
at the end of the term or monthly
Reward Payment:
at the end of the term or monthly

Frequently Asked Questions

What term deposits are available at Nurbank for legal entities?
  • Optimal Deposit
  • Convenient Deposit
  • Nur-Comfort Deposit
What are the advantages of deposits for legal entities?
  1. Convenient terms
  2. High interest rates
  3. Ability to top up the deposit at any time without restrictions
  4. Ability to withdraw the necessary amount
  5. Favorable rates for early termination
  6. Individual approach to the client
What is the minimum deposit for the 'Investment' account?

200,000 tenge, 2,000 US dollars, 2,000 euros

If my business goes bankrupt, what will happen to my deposit?

You can withdraw your deposit at any time according to the terms of the deposit agreement

From which deposit can I make partial withdrawals?

Partial withdrawals are possible from the 'Optimal' and 'Convenient' deposits

Which deposit has the shortest placement term?

The "Nur-komfort" deposit has the shortest placement term. The deposit term is from 1 to 28 days.

Are there deposits available for individual entrepreneurs?

The 'Optimal' and 'Convenient' deposits are available for individual entrepreneurs

Are there any guarantees from the DIF for corporate deposits?

No, the guarantee objects of the DIF are the funds of individuals and individual entrepreneurs