The reward payment is made on the Deposit return date at the rate specified in the Transaction Confirmation, with withholding of taxes and other mandatory budget payments in the amount established by the current legislation of the Republic of Kazakhstan, in the prescribed manner, by non-cash transfer of the reward amount to the Depositor's bank account in the Bank or to another bank account of the Depositor as per the details specified in the Transaction Confirmation, with payment of transfer fees in accordance with the Bank's tariffs. If the Deposit return date falls on a non-working day, the Deposit return and reward payment for the Deposit will be made on the next working day, and no reward will be accrued or paid for these non-working days. In case of early withdrawal of the Deposit/part of the Deposit, whether at the initiative of the Depositor or due to requirements.
The reward payment is made on the Deposit return date at the rate specified in the Transaction Confirmation, with withholding of taxes and other mandatory budget payments in the amount established by the current legislation of the Republic of Kazakhstan, in the prescribed manner, by non-cash transfer of the reward amount to the Depositor's bank account in the Bank or to another bank account of the Depositor as per the details specified in the Transaction Confirmation, with payment of transfer fees in accordance with the Bank's tariffs. If the Deposit return date falls on a non-working day, the Deposit return and reward payment for the Deposit will be made on the next working day, and no reward will be accrued or paid for these non-working days. In case of early withdrawal of the Deposit/part of the Deposit, whether at the initiative of the Depositor or due to requirements.
30,000,000 KZT, 150,000 USD, 150,000 EUR
50,000,000 KZT, 300,000 USD, 300,000 EUR
100,000,000 KZT, 750,000 USD, 700,000 EUR
The reward payment is made on the Deposit return date at the rate specified in the Transaction Confirmation, with withholding of taxes and other mandatory budget payments in the amount established by the current legislation of the Republic of Kazakhstan, in the prescribed manner, by non-cash transfer of the reward amount to the Depositor's bank account in the Bank or to another bank account of the Depositor as per the details specified in the Transaction Confirmation, with payment of transfer fees in accordance with the Bank's tariffs. If the Deposit return date falls on a non-working day, the Deposit return and reward payment for the Deposit will be made on the next working day, and no reward will be accrued or paid for these non-working days. In case of early withdrawal of the Deposit/part of the Deposit, whether at the initiative of the Depositor or due to requirements.
The reward payment is made on the Deposit return date at the rate specified in the Transaction Confirmation, with withholding of taxes and other mandatory budget payments in the amount established by the current legislation of the Republic of Kazakhstan, in the prescribed manner, by non-cash transfer of the reward amount to the Depositor's bank account in the Bank or to another bank account of the Depositor as per the details specified in the Transaction Confirmation, with payment of transfer fees in accordance with the Bank's tariffs. If the Deposit return date falls on a non-working day, the Deposit return and reward payment for the Deposit will be made on the next working day, and no reward will be accrued or paid for these non-working days. In case of early withdrawal of the Deposit/part of the Deposit, whether at the initiative of the Depositor or due to requirements.
Minimum Amount / Term in Months | 3-12 | 18 | 24 | 36 |
Nominal Rates | ||||
30 million | 13.5 | 8.5 | 8 | 7 |
50 million | 13.5 | 8.7 | 8.5 | 7.5 |
100 million | 13.5 | 9 | 9 | 8 |
Annual Percentage Rate (APR) | ||||
30 million | 14.4 | 8.8 | 8.3 | 7.2 |
50 million | 14.4 | 9.1 | 8.8 | 7.8 |
100 million | 14.4 | 9.4 | 9.4 | 8.3 |
Minimum Amount / Term in Months | 7-11 | 12 | 18-36 |
Nominal Rates | |||
150,000 | 0 | 1 | 0.3 |
300,000 | 0 | 1 | 0.4 |
750,000 | 0 | 1 | 0.5 |
Annual Percentage Rate (APR) | |||
150,000 | 0 | 1 | 0.3 |
300,000 | 0 | 1 | 0.4 |
750,000 | 0 | 1 | 0.5 |
Minimum Amount / Term in Months | 7-9 | 10-12 | 18-36 |
Nominal Rates | |||
30 million | 0 | 0 | 0 |
50 million | 0 | 0 | 0 |
100 million | 0 | 0 | 0 |
Annual Percentage Rate (APR) | |||
30 million | 0 | 0 | 0 |
50 million | 0 | 0 | 0 |
100 million | 0 | 0 | 0 |
Minimum Amount / Term in Months | 3 | 6 | 9 | 12 | 18 | 24 | 36 |
Nominal Rates | |||||||
30 mln | 12.8 | 12.8 | 12.8 | 12.8 | 6.5 | 6.5 | 6 |
50 mln | 12.8 | 12.8 | 12.8 | 12.8 | 7 | 7 | 6.5 |
100 mln | 12.8 | 12.8 | 12.8 | 12.8 | 7.5 | 7.5 | 7 |
Effective Interest Rates | |||||||
30 mln | 13.6 | 13.6 | 13.6 | 13.6 | 6.7 | 6.7 | 6.2 |
50 mln | 13.6 | 13.6 | 13.6 | 13.6 | 7.2 | 7.2 | 6.7 |
100 mln | 13.6 | 13.6 | 13.6 | 13.6 | 7.8 | 7.8 | 7.2 |
Minimum Amount / Term in Months | 3 | 6 | 9 | 12 | 18 | 24 | 36 |
Nominal Rates | |||||||
150,000 | 0 | 0 | 0 | 0.75 | 0.3 | 0.3 | 0.3 |
300,000 | 0 | 0 | 0 | 0.85 | 0.4 | 0.4 | 0.4 |
750,000 | 0 | 0 | 0 | 0.95 | 0.5 | 0.5 | 0.5 |
Effective Interest Rates | |||||||
150,000 | 0 | 0 | 0 | 0.75 | 0.3 | 0.3 | 0.3 |
300,000 | 0 | 0 | 0 | 0.85 | 0.4 | 0.4 | 0.4 |
750,000 | 0 | 0 | 0 | 0.95 | 0.5 | 0.5 | 0.5 |
Minimum Amount / Term in Months | 3 | 6 | 9 | 12 | 18 | 24 | 36 |
Nominal Rates | |||||||
30 mln | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
50 mln | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
100 mln | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Effective Interest Rates | |||||||
30 mln | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
50 mln | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
100 mln | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
All deposit rates for individual entrepreneurs/farms cannot exceed the maximum guaranteed by the KFGD.
Appendix No. 1 to the CUAP Protocol No. 112-1 dated 29.08.2024. Rates are effective from 02.09.2024.
200,000 tenge, 2,000 US dollars, 2,000 euros
You can withdraw your deposit at any time according to the terms of the deposit agreement
Partial withdrawals are possible from the 'Optimal' and 'Convenient' deposits
The "Nur-komfort" deposit has the shortest placement term. The deposit term is from 1 to 28 days.
The 'Optimal' and 'Convenient' deposits are available for individual entrepreneurs
No, the guarantee objects of the DIF are the funds of individuals and individual entrepreneurs