Overnight Deposit

Overnight Deposit

Краткосрочное размещение свободных средств на одну ночь с доходом уже на следующее утро без дополнительных действий
Overnight Deposit

Advantages

Interest accrual for 1 night
Funds work daily
Online placement

Deposit Terms

Currency KZT
Deposit Placement  Daily on business days* 
Term

1 day, within the framework of a 12-month Agreement.

During this period, the Deposit will be placed automatically on a daily basis by transferring the Deposit amount from the current account to the savings account starting from the date of signing the Application.

Interest Rate 

 

15.0%**

Set by the Bank and applied for each day of placement (may change depending on market conditions).

 

Minimum Deposit Amount 100,000,000 KZT 

Maximum Deposit Amount 

1,000,000,000 KZT 

Daily Placement and Return Procedure 

  • Daily placement on business days at 16:00 (automatic debit from the current account)***
  • Daily return on business days by 08:00 the next day (automatic transfer back to the current account)
  • Daily payment of accrued interest on the Deposit (including applicable taxes)

Restrictions

  • Additional contributions are not предусмотрены (not allowed)
  • Partial withdrawal is not allowed
  • Placement is only possible if sufficient funds are available in the current account

* The initial annual effective interest rate at the time of opening the Deposit is reflected in the Application and may be changed by the Bank on a daily basis. For subsequent placements, the Depositor agrees to daily placement at the interest rate effective on the current day of placement throughout the Agreement period. The applicable interest rate is communicated via the Bank’s website www.nurbank.kz and in “Nur Business”.

** The rate is valid from 01.05.2026 to 30.05.2026 (inclusive), according to ALCO Protocol No. 49-17 dated 22.04.2026.

*** The Depositor must ensure sufficient funds are available in the current account by 16:00 Astana time each business day, in an amount not less than specified in the Application. If funds are insufficient or unavailable, the Deposit will not be placed. 

How it works

Opening of 'Overnight' deposit
Deposit of funds in the current account
Automatic placement at 4:00 PM
Accrual of reward for 1 day
Refund by 08:00 the next day
Funds are automatically reallocated

Frequently Asked Questions

What term deposits are available at Nurbank for legal entities?
  • Optimal Deposit
  • Convenient Deposit
  • Nur-Comfort Deposit
  • Overnight Deposit
What are the advantages of deposits for legal entities?
  1. Convenient terms
  2. High interest rates
  3. Ability to top up the deposit at any time without restrictions
  4. Ability to withdraw the necessary amount
  5. Favorable rates for early termination
  6. Individual approach to the client
What is the minimum deposit for the 'Investment' account?

200,000 tenge, 2,000 US dollars, 2,000 euros

If my business goes bankrupt, what will happen to my deposit?

You can withdraw your deposit at any time according to the terms of the deposit agreement

From which deposit can I make partial withdrawals?

Partial withdrawals are possible from the 'Optimal' and 'Convenient' deposits

Which deposit has the shortest placement term?

The "Nur-komfort" deposit has the shortest placement term. The deposit term is from 1 to 28 days.

Are there deposits available for individual entrepreneurs?

The 'Optimal' and 'Convenient' deposits are available for individual entrepreneurs

Are there any guarantees from the DIF for corporate deposits?

No, the guarantee objects of the DIF are the funds of individuals and individual entrepreneurs