| Currency: | KZT |
| Amount | up to 65% of the market value of movable property, but not more than 10,000,000 ₸ |
| Initial Payment | from 35% |
| Term | from 12 to 60 months |
| Collateral | the vehicle being purchased |
| Disbursement | upon registration of the pledge agreement with the state authorized body |
| Insurance | property insurance of the collateral is mandatory |
| Application Review Fee | 0 ₸ |
| Loan Arrangement Fee | 2% of the loan amount + 10,000 ₸ |
| Application Processing Time | from 3 business days |
| Required Documents | identity document, documents for the vehicle being purchased |
* The bank reserves the right to request additional documents
| Annual Fee Rate | Annual Effective Fee Rate | |
| With Fees | 21,0% - 24,5% | 27,8% - 34,6% |
| Without Fees | 30,0% | 34,5% |
Fee rates are approved by the Asset and Liability Management Committee (protocol №112-14 dated 17.10.2025)
This calculation is an estimate for assessing your monthly loan expenses and does not constitute a Bank's loan commitment.
We remind you that in the event of the borrower's breach of obligations under the bank loan agreement and the borrower's failure to satisfy the demands arising from the Bank's notice of the need to fulfill obligations under the bank loan agreement, the Bank is entitled to take the following measures:
In addition to the liability arising from the aforementioned measures taken by the Bank, the borrower is also subject to penalties (fine, late fee) determined by the bank loan agreement for violation of obligations to insure the collateral, including renewing or extending the insurance contract, obligations for the intended use of the loan, and violation of other non-monetary obligations in accordance with the terms of the bank loan agreement, as well as compensating the Bank for all damages in full beyond the penalty, related to the borrower's breach of obligations under the bank loan agreement and the measures the Bank takes to collect the debt.
We inform you that if the borrower is an individual, they have the right within thirty calendar days from the date of the overdue obligation under the bank loan agreement (hereafter referred to as the Agreement) to visit the Bank and/or submit, in writing or by the method provided for in the Agreement, an application containing information on the reasons for the overdue obligation under the Agreement, income, and other verified circumstances (facts), which support their application to amend the Agreement under paragraph 1-1 of Article 36 of the Law of the Republic of Kazakhstan "On Banks and Banking Activities in the Republic of Kazakhstan" (hereafter referred to as the Law on Banks). Within fifteen calendar days after receiving the individual's application specified in paragraph 1-1 of Article 36 of the Law on Banks, the Bank will review the changes proposed by the individual to the Agreement conditions and, in writing or by the method provided in the Agreement, will inform the individual about:
In the case of receiving the Bank's decision to refuse to change the Agreement conditions or failing to reach a mutually acceptable decision to amend the Agreement conditions, the individual has the right, within 15 (fifteen) calendar days from the date of receiving the Bank's decision, to contact the Agency of the Republic of Kazakhstan for Regulation and Development of the Financial Market, while simultaneously notifying the Bank. If the borrower fails to satisfy the Bank's demand to make payments under the Agreement, including overdue debt, in accordance with paragraph 2 of Article 36 of the Law on Banks, the Bank may take enforcement action on funds, including by presenting a demand for payment from the borrower's bank accounts (if such enforcement is provided for in the Agreement), taking into account the restrictions provided by the Law on Banks.
In cases where the borrower does not satisfy the Bank's demand to make payments under the Agreement, including overdue debt, and does not exercise the rights provided to the individual by paragraph 1-1 of Article 36 of the Law on Banks, or if there is no agreement between the individual and the Bank on amending the Agreement conditions, the Bank has the right, in accordance with paragraph 2-1 of Article 36 of the Law on Banks, to apply measures against the borrower as provided by the legislation of the Republic of Kazakhstan and/or the Agreement, including, but not limited to, transferring the debt for pre-trial collection and settlement to a collection agency (if such a right is provided to the Bank in the Agreement), assigning the right (claim) under the Agreement to a person specified in paragraph 4 of Article 36-1 of the Law on Banks, filing a claim in court to collect the debt amount under the Agreement, and also proceed against pledged property out of court, except as provided by the Law of the Republic of Kazakhstan "On Mortgage of Immovable Property", or in court.
The decision to approve unsecured loans is made by the Bank's automated system or an authorized collegial body. Bank managers and employees do not participate in this process and cannot influence the decision. In each case, the decision is made individually and depends on your credit history and solvency.
In the “Accounts” section, select the required account and top it up using your Nurbank card.
No commission is charged if the terminal is located in a Bank branch.
The terminal addresses are listed on the website.
The borrower’s IIN is required to make a payment.
How to complete the operation:
No commission is charged for topping up.
The terminal addresses are listed on the website.
To make a payment, you will need:
How to complete the operation:
Commission — 1%.
The terminal addresses are listed on the website.
The borrower’s IIN is required to make a payment.
How to complete the operation:
Commission according to the sender bank’s tariffs.
You can view the account details in the Nur24.kz mobile app.
How to complete the operation:
The minimum term is 12 months, the maximum term is 60 months.
The maximum amount for external refinancing is up to 7,000,000 tenge.
Loans are considered and granted only to residents of Kazakhstan. The bank considers the possibility of granting loans to non-residents of Kazakhstan if they have a residence permit.
The confirmed income must be at least 150,000 (one hundred fifty) thousand tenge. In each specific case, the decision is made individually and depends on the quality of the credit history and your creditworthiness.
Yes. In this case, repayment will occur according to the payment schedule.
For unsecured loans:
For secured loans:
* The bank reserves the right to request additional documents.
You can find out the date of the first loan payment in the Nur24.kz app and in the payment schedule of the loan agreement.
No, there is no commission for early loan repayment. However, the minimum amount for partial early repayment must be at least 3 (three) monthly payments. The number of partial early repayments is not limited.
No. For this, you need to contact the Bank's loan manager
You need to contact the credit manager to submit a request to change loan terms.
To do this, you need to contact the Bank's credit manager to clarify the terms and amount of early repayment.
You need to contact the nearest Bank branch or call the Contact Center at 2552. After confirming the technical failure and crediting the funds to the credit account, the payment will be settled according to the schedule, any penalty (if applicable) will be annulled, and a positive credit history will be maintained.
You can find out the monthly payment amount in the Nur24.kz mobile app, as well as in the payment schedule for the loan agreement.
The Bank notifies of a delay in fulfilling obligations and the need to make payments no later than 20 calendar days from the date it occurs, in the manner stipulated in the Bank loan agreement.
Missing a payment can negatively impact your credit history. Remember to repay your loan on time. In case of a missed payment, the Bank imposes fines/penalties in accordance with the terms of the bank loan agreement.
We recommend you to repay the overdue debt.
You need to update your personal information. Please visit the nearest Bank branch or notify the Bank in writing.
No. At present, all loans are processed through the branches of Nurbank.
Yes, Nurbank offers its own mortgage lending program for purchasing secondary housing.
The initial appraisal of collateral is performed by independent appraisal organizations. The secondary appraisal is conducted by the Bank's branch appraisal service by visiting the location of the collateral to determine the adequacy of the independent appraiser's valuation.
Yes, the Bank offers refinancing for loans from other banks, provided there are no overdue debts. To refinance, please visit the nearest branch.
From 21 years of age until reaching retirement age.
Yes, our Bank offers several car loan programs:
For the purchase of a new car from partner dealerships;
For the purchase of a used car.
To consider a loan application, you need to contact a Bank branch.