Loans

Loans

Collateral Loan
Collateral Loan
For any purpose
Duration: up to 120 mo. Amount: up to 80% of collateral value Learn moreApply now
Unsecured Loan
Unsecured Loan
For those who do not postpone purchases
Duration: from 12 to 60 mo. Amount: from 150 000 ₸ to 7 000 000 ₸ Learn moreApply Now
Refinancing
Refinancing
Pay less on your loan
Duration: from 12 to 60 mo. Amount: from 150 000 ₸ to 7 000 000 ₸ Learn moreSubmit an application
External Refinancing of Secured Loans
External Refinancing of Secured Loans
The best loan terms just for you!
Duration: up to 120 mo. Amount: up to 80% of collateral value Learn moreSubmit Application
Refinancing
Refinancing
For borrowers with active loans at Nurbank
Duration: from 12 to 60 mo. Amount: from 150 000 ₸ to 7 000 000 ₸ Learn moreApply Now
Loan secured by cash
Loan secured by cash
Lowest monthly payment
Duration: from 3 to 11 mo. Amount: up to 90% of collateral value Learn moreApply
Auto Loan
Auto Loan
For the purchase of a new passenger car from a dealership
Duration: from 9 to 60 mo. Amount: up to 10 000 000 ₸ Learn moreSubmit Application
Auto loan
Auto loan
Option to purchase a pre-owned car
Duration: from 9 to 24 mo. Amount: up to 10 000 000 ₸ Learn moreApply now
Mortgage
Mortgage
Welcome home!
Duration: up to 240 mo. Amount: up to 70 000 000 ₸ Learn moreApply now
Mortgage 'Nur Shanyrak'
Mortgage 'Nur Shanyrak'
For those who don't postpone buying a home!
Duration: up to 240 mo. Amount: up to 90% of collateral value Learn moreApply Now
Educational Loan
Educational Loan
Unsecured loan for education fees in universities of the Republic of Kazakhstan
Duration: from 6 to 120 mo. Amount: up to 500 000 ₸ Learn moreApply Now
Loan Secured by Deposit
Loan Secured by Deposit
Loan for purchasing a passenger car from a dealership
Duration: from 3 to 60 mo. Amount: up to 90% of collateral value Learn moreSubmit application

Frequently Asked Questions

Who makes the approval decision?

The decision to approve unsecured loans is made by the Bank's automated system or an authorized collegial body. Bank managers and employees do not participate in this process and cannot influence the decision. In each case, the decision is made individually and depends on your credit history and solvency.

What are the ways to pay the monthly credit payment?

The payment can be made through the Nur24.kz mobile app, Nurbank terminals, as well as through the cash desks in the Bank's branches.

For what term can an unsecured loan be issued?

The minimum term is 12 months, the maximum term is 60 months.

What is the maximum loan amount available for external refinancing?

The maximum amount for external refinancing is up to 7,000,000 tenge.

Can a non-resident of Kazakhstan obtain a loan?

Loans are considered and granted only to residents of Kazakhstan. The bank considers the possibility of granting loans to non-residents of Kazakhstan if they have a residence permit.

What is the minimum monthly income required to qualify for a loan?

The confirmed income must be at least 150,000 (one hundred fifty) thousand tenge. In each specific case, the decision is made individually and depends on the quality of the credit history and your creditworthiness.

Can I deposit money to repay the loan several months in advance?

Yes. In this case, repayment will occur according to the payment schedule.

What documents are needed to obtain a loan?

For unsecured loans:

  • Identification document. 

For secured loans:

  • Identification document;
  • Collateral documents.

* The bank reserves the right to request additional documents.

What is the date of the first loan payment?

You can find out the date of the first loan payment in the Nur24.kz app and in the payment schedule of the loan agreement.

Is there a commission (penalty) for early (full/partial) loan repayment?

No, there is no commission for early loan repayment. However, the minimum amount for partial early repayment must be at least 3 (three) monthly payments. The number of partial early repayments is not limited.

Can I repay the loan early in the mobile application?

No. For this, you need to contact the Bank's loan manager

How to submit a request to change loan terms?

You need to contact the credit manager to submit a request to change loan terms.

How to execute a full early repayment?

To do this, you need to contact the Bank's credit manager to clarify the terms and amount of early repayment.

The payment was made through the terminal, but there was a technical failure and the money did not reach the account. What should be done?

You need to contact the nearest Bank branch or call the Contact Center at 2552. After confirming the technical failure and crediting the funds to the credit account, the payment will be settled according to the schedule, any penalty (if applicable) will be annulled, and a positive credit history will be maintained.

How to review the Bank's tariffs?

Tariffs

If I couldn't pay the loan on time/lack of funds, what amount should I pay?

You can find out the monthly payment amount in the Nur24.kz mobile app, as well as in the payment schedule for the loan agreement.

Within what time does the Bank inform the borrower of a delay?

The Bank notifies of a delay in fulfilling obligations and the need to make payments no later than 20 calendar days from the date it occurs, in the manner stipulated in the Bank loan agreement.

What happens if I forget to make a payment according to the DCL schedule?

Missing a payment can negatively impact your credit history. Remember to repay your loan on time. In case of a missed payment, the Bank imposes fines/penalties in accordance with the terms of the bank loan agreement.

What should I do if I have a delay?

We recommend you to repay the overdue debt.

What to do if your phone number/address of registration/residence has changed?

You need to update your personal information. Please visit the nearest Bank branch or notify the Bank in writing.

Bank Branches

Is it possible to apply for a loan without collateral online through Nur24.kz?

No. At present, all loans are processed through the branches of Nurbank.

Can I purchase real estate on the secondary market through Nurbank?

Yes, Nurbank offers its own mortgage lending program for purchasing secondary housing.

Who conducts the appraisal of collateral?

The initial appraisal of collateral is performed by independent appraisal organizations. The secondary appraisal is conducted by the Bank's branch appraisal service by visiting the location of the collateral to determine the adequacy of the independent appraiser's valuation.

Can I refinance a mortgage taken out from another bank?

Yes, the Bank offers refinancing for loans from other banks, provided there are no overdue debts. To refinance, please visit the nearest branch.

At what age can I apply for an unsecured loan/minimum and maximum age to apply for a loan?

From 21 years of age until reaching retirement age.

Can I purchase a car on credit through Nurbank?

Yes, our Bank offers several car loan programs:

  • For the purchase of a new car from partner dealerships;

  • For the purchase of a used car.

To consider a loan application, you need to contact a Bank branch.