| Currency | KZT |
| Amount | from 150,000 to 7,000,000 ₸ |
| Term | from 12 to 60 months |
| Loan origination fee | 6% of the loan amount + 5,000 ₸ |
| Application and document review fee | 0 ₸ |
|
Application review time |
from 15 minutes |
|
Required documents |
identity document* |
* The bank reserves the right to request additional documents
| Annual Reward Rate | Annual Effective Reward Rate | |
| With Fees | 21.0% - 27.5% | 25.59% - 45.69% |
| Without Fees | 37.5% | 44.6% |
Reward rates are approved by the decision of the Asset and Liability Management Committee (Protocol No. 59-8 dated 05.06.2025)
This calculation is an approximate estimate of your monthly loan expenses and is not an obligation of the Bank to issue a loan.
We remind you that in case the borrower breaches the obligations under the bank loan agreement and fails to satisfy the requirements arising from the Bank's notice of the need to fulfill the obligations under the bank loan agreement, the Bank has the right to apply the following measures:
In addition to the liability arising from the above measures applied by the Bank, the borrower is also liable to pay a penalty (fine, late fee) as determined by the bank loan agreement for the breach of obligations concerning the insurance of the pledged property, including the renewal or extension of the insurance contract, obligations regarding the targeted use of the loan, and violation of other non-cash obligations in accordance with the terms of the bank loan agreement, and to reimburse the Bank for all losses in full sum beyond the penalty, related to the borrower's breach of obligations under the bank loan agreement and the Bank's actions regarding debt collection.
We inform you that if the borrower is an individual, they have the right within thirty calendar days from the date of default of an obligation under the bank loan agreement (hereinafter - Agreement) to visit the Bank and/or submit in writing or in a manner provided by the Agreement a statement containing information about the reasons for the default of an obligation under the Agreement, income, and other confirmed circumstances (facts) justifying their request for changes in the Agreement's terms, in accordance with paragraph 1-1 of Article 36 of the Law of the Republic of Kazakhstan "On Banks and Banking Activity in the Republic of Kazakhstan" (hereinafter - Banking Law). The Bank shall consider the changes proposed by the individual borrower to the Agreement's terms and notify the individual borrower in writing or as provided for in the Agreement of:
In case of receiving the Bank's decision to refuse to change the Agreement's terms or the absence of a mutually acceptable solution to change the Agreement's terms, the individual borrower may apply within 15 (fifteen) calendar days from the date of receiving the Bank's decision to the Agency of the Republic of Kazakhstan for Regulation and Development of Financial Market, while simultaneously notifying the Bank. If the borrower does not satisfy the Bank's demand to make payments under the Agreement, including overdue debt, in accordance with paragraph 2 of Article 36 of the Banking Law, the Bank is entitled to initiate undisputed collection against the borrower's funds, including through presenting a payment demand to the borrower's bank accounts (if such collection is stipulated in the Agreement), considering the restrictions provided by the Banking Law.
In cases of non-compliance by the borrower with the Bank's demand to make payments under the Agreement, including overdue debt, or failure of the individual borrower to exercise the rights provided by paragraph 1-1 of Article 36 of the Banking Law, or lack of agreement between the individual borrower and the Bank regarding changing the Agreement's terms, in accordance with paragraph 2-1 of Article 36 of the Banking Law, the Bank is entitled to apply measures provided by the legislation of the Republic of Kazakhstan and/or the Agreement, including but not limited to transferring the debt to a collection agency for pre-trial debt collection and settlement (if the Bank has such a right under the Agreement), assign the right (claim) under the Agreement to a person specified in paragraph 4 of Article 36-1 of the Banking Law, file a lawsuit to recover the debt amount under the Agreement, as well as initiate foreclosure on pledged property without a legal proceeding, except for cases provided by the Law of the Republic of Kazakhstan "On Real Estate Mortgages", or through a court proceeding.
The decision to approve unsecured loans is made by the Bank's automated system or an authorized collegial body. Bank managers and employees do not participate in this process and cannot influence the decision. In each case, the decision is made individually and depends on your credit history and solvency.
The payment can be made through the Nur24.kz mobile app, Nurbank terminals, as well as through the cash desks in the Bank's branches.
The minimum term is 12 months, the maximum term is 60 months.
The maximum amount for external refinancing is up to 7,000,000 tenge.
Loans are considered and granted only to residents of Kazakhstan. The bank considers the possibility of granting loans to non-residents of Kazakhstan if they have a residence permit.
The confirmed income must be at least 150,000 (one hundred fifty) thousand tenge. In each specific case, the decision is made individually and depends on the quality of the credit history and your creditworthiness.
Yes. In this case, repayment will occur according to the payment schedule.
For unsecured loans:
For secured loans:
* The bank reserves the right to request additional documents.
You can find out the date of the first loan payment in the Nur24.kz app and in the payment schedule of the loan agreement.
No, there is no commission for early loan repayment. However, the minimum amount for partial early repayment must be at least 3 (three) monthly payments. The number of partial early repayments is not limited.
No. For this, you need to contact the Bank's loan manager
You need to contact the credit manager to submit a request to change loan terms.
To do this, you need to contact the Bank's credit manager to clarify the terms and amount of early repayment.
You need to contact the nearest Bank branch or call the Contact Center at 2552. After confirming the technical failure and crediting the funds to the credit account, the payment will be settled according to the schedule, any penalty (if applicable) will be annulled, and a positive credit history will be maintained.
You can find out the monthly payment amount in the Nur24.kz mobile app, as well as in the payment schedule for the loan agreement.
The Bank notifies of a delay in fulfilling obligations and the need to make payments no later than 20 calendar days from the date it occurs, in the manner stipulated in the Bank loan agreement.
Missing a payment can negatively impact your credit history. Remember to repay your loan on time. In case of a missed payment, the Bank imposes fines/penalties in accordance with the terms of the bank loan agreement.
We recommend you to repay the overdue debt.
You need to update your personal information. Please visit the nearest Bank branch or notify the Bank in writing.
No. At present, all loans are processed through the branches of Nurbank.
Yes, Nurbank offers its own mortgage lending program for purchasing secondary housing.
The initial appraisal of collateral is performed by independent appraisal organizations. The secondary appraisal is conducted by the Bank's branch appraisal service by visiting the location of the collateral to determine the adequacy of the independent appraiser's valuation.
Yes, the Bank offers refinancing for loans from other banks, provided there are no overdue debts. To refinance, please visit the nearest branch.
From 21 years of age until reaching retirement age.
Yes, our Bank offers several car loan programs:
For the purchase of a new car from partner dealerships;
For the purchase of a used car.
To consider a loan application, you need to contact a Bank branch.