| Currency | KZT |
| Amount | up to 90% of the pledged amount |
| Term | from 3 to 60 months |
| Annual interest rate: | 4%* |
| Collateral | cash |
| Application and document review fee for loan | 0 ₸ |
| Loan organization fee | 10,000 ₸ |
| List of documents for application | identity document** |
| Application review period: | from 3 business days |
**The bank reserves the right to request additional documents
Remuneration rates for the product have been approved by the decision of the Bank's Board of Directors (Minutes No.100-(24) dated 19.11.2024).
| Currency | KZT |
| Amount | up to 90% of the pledged amount |
| Term | from 3 to 60 months |
| Annual interest rate: | 4%* |
| Collateral | cash |
| Application and document review fee for loan | 0 ₸ |
| Loan organization fee | 10,000 ₸ |
| List of documents for application | identity document** |
| Application review period: | from 3 business days |
**The bank reserves the right to request additional documents
| Currency | KZT |
| Amount | up to 90% of the pledged amount |
| Term | from 3 to 60 months |
| Annual interest rate: | 4%* |
| Collateral | cash |
| Application and document review fee for loan | 0 ₸ |
| Loan organization fee | 10,000 ₸ |
| List of documents for application | identity document** |
| Application review period: | from 3 business days |
**The bank reserves the right to request additional documents
| Currency | KZT |
| Amount | up to 90% of the pledged amount |
| Term | from 3 to 60 months |
| Annual interest rate: | 4%* |
| Collateral | cash |
| Application and document review fee for loan | 0 ₸ |
| Loan organization fee | 10,000 ₸ |
| List of documents for application | identity document** |
| Application review period: | from 3 business days |
**The bank reserves the right to request additional documents
In cases of non-performance and/or improper performance by the borrower of obligations under the Agreement, the Bank has the right to:
We remind you that in case of the borrower's violation of obligations under the bank loan agreement and failure to satisfy the requirements arising from the Bank's notice of the need to fulfill obligations under the bank loan agreement, the Bank has the right to take the following measures:
In addition to the liability arising from the measures applied by the Bank, the borrower also pays a penalty (fine, delay) in the amount specified in the bank loan agreement for violation of obligations to insure the collateral, including renewal or extension of the insurance contract, obligations on the target use of credit, and violation of other non-monetary obligations according to the terms of the bank loan agreement, and also reimburses to the Bank all losses in full, over and above the penalty, related to the borrower's violation of obligations under the bank loan agreement, and the actions of the Bank related to debt recovery.
We hereby notify that if the borrower is an individual, they have the right within thirty calendar days from the date of delay in fulfilling the obligation under the bank loan agreement (hereinafter - the Agreement) to visit the Bank and/or submit in writing or by a method provided by the Agreement, a statement containing information on the reasons for the late fulfillment of the obligation under the Agreement, income, and other confirmed circumstances (facts) that determine their request to amend the terms of the Agreement, in accordance with paragraph 1-1 of Article 36 of the Law of the Republic of Kazakhstan "On Banks and Banking Activities in the Republic of Kazakhstan" (hereinafter - Banking Law). In this case, within fifteen calendar days from the day of receiving the borrower's statement - an individual, as provided in paragraph 1-1 of Article 36 of the Banking Law, the Bank considers the borrower's proposed amendments to the Agreement and informs the borrower - individual in writing or by a method provided by the Agreement about the:
In case of receiving the Bank's decision to refuse to change the terms of the Agreement or if a mutually acceptable solution on amending the Agreement is not reached, the borrower - individual is entitled within 15 (fifteen) calendar days from the date of receiving the Bank's decision to appeal to the Agency of the Republic of Kazakhstan for Regulation and Development of the Financial Market, with simultaneous notification of the Bank. If the borrower's requirement to make payments under the Agreement, including overdue debt, is not satisfied, in accordance with paragraph 2 of Article 36 of the Banking Law, the Bank has the right to demand foreclosure in an indisputable manner on funds, including by presenting a payment claim available in the borrower's bank accounts (if such a claim is stipulated in the Agreement), taking into account the restrictions provided by the Banking Law.
In cases of failure by the borrower to satisfy the Bank's requirement to make payments under the Agreement, including overdue debt, and if the borrower - individual does not exercise the rights provided by paragraph 1-1 of Article 36 of the Banking Law, or in the absence of an agreement between the borrower - individual and the Bank on changing the terms of the Agreement, the Bank is entitled under paragraph 2-1 of Article 36 of the Banking Law to apply measures provided by the legislation of the Republic of Kazakhstan and/or the Agreement, including, but not limited to, transferring the debt for pretrial collection and settlement to a collection agency (if such a right of the Bank is provided in the Agreement), assign the right (demand) under the Agreement to the person specified in paragraph 4 of Article 36-1 of the Banking Law, file a lawsuit in court for the recovery of the debt amount under the Agreement, and also initiate foreclosure on pledged property in an out-of-court manner, except in cases provided by the Law of the Republic of Kazakhstan "On Mortgage of Real Estate", or in a judicial procedure.
The decision to approve unsecured loans is made by the Bank's automated system or an authorized collegial body. Bank managers and employees do not participate in this process and cannot influence the decision. In each case, the decision is made individually and depends on your credit history and solvency.
The payment can be made through the Nur24.kz mobile app, Nurbank terminals, as well as through the cash desks in the Bank's branches.
The minimum term is 12 months, the maximum term is 60 months.
The maximum amount for external refinancing is up to 7,000,000 tenge.
Loans are considered and granted only to residents of Kazakhstan. The bank considers the possibility of granting loans to non-residents of Kazakhstan if they have a residence permit.
The confirmed income must be at least 150,000 (one hundred fifty) thousand tenge. In each specific case, the decision is made individually and depends on the quality of the credit history and your creditworthiness.
Yes. In this case, repayment will occur according to the payment schedule.
For unsecured loans:
For secured loans:
* The bank reserves the right to request additional documents.
You can find out the date of the first loan payment in the Nur24.kz app and in the payment schedule of the loan agreement.
No, there is no commission for early loan repayment. However, the minimum amount for partial early repayment must be at least 3 (three) monthly payments. The number of partial early repayments is not limited.
No. For this, you need to contact the Bank's loan manager
You need to contact the credit manager to submit a request to change loan terms.
To do this, you need to contact the Bank's credit manager to clarify the terms and amount of early repayment.
You need to contact the nearest Bank branch or call the Contact Center at 2552. After confirming the technical failure and crediting the funds to the credit account, the payment will be settled according to the schedule, any penalty (if applicable) will be annulled, and a positive credit history will be maintained.
You can find out the monthly payment amount in the Nur24.kz mobile app, as well as in the payment schedule for the loan agreement.
The Bank notifies of a delay in fulfilling obligations and the need to make payments no later than 20 calendar days from the date it occurs, in the manner stipulated in the Bank loan agreement.
Missing a payment can negatively impact your credit history. Remember to repay your loan on time. In case of a missed payment, the Bank imposes fines/penalties in accordance with the terms of the bank loan agreement.
We recommend you to repay the overdue debt.
You need to update your personal information. Please visit the nearest Bank branch or notify the Bank in writing.
No. At present, all loans are processed through the branches of Nurbank.
Yes, Nurbank offers its own mortgage lending program for purchasing secondary housing.
The initial appraisal of collateral is performed by independent appraisal organizations. The secondary appraisal is conducted by the Bank's branch appraisal service by visiting the location of the collateral to determine the adequacy of the independent appraiser's valuation.
Yes, the Bank offers refinancing for loans from other banks, provided there are no overdue debts. To refinance, please visit the nearest branch.
From 21 years of age until reaching retirement age.
Yes, our Bank offers several car loan programs:
For the purchase of a new car from partner dealerships;
For the purchase of a used car.
To consider a loan application, you need to contact a Bank branch.