| Mortgage-backed | only in KZT |
| Amount | up to 90% of the amount in the savings account/mortgage |
| Term | from 3 to 11 months |
| Security | funds transferred to a savings account/mortgage |
| Loan arrangement fee | 10,000 ₸ |
| Application and document review fee for loan | 0 ₸ |
|
Application review period |
from 3 business days |
|
Required documents |
identity card* |
* The bank reserves the right to request additional documents
| Mortgage-backed | only in KZT |
| Amount | up to 90% of the amount in the savings account/mortgage |
| Term | from 3 to 11 months |
| Security | funds transferred to a savings account/mortgage |
| Loan arrangement fee | 10,000 ₸ |
| Application and document review fee for loan | 0 ₸ |
|
Application review period |
from 3 business days |
|
Required documents |
identity card* |
* The bank reserves the right to request additional documents
Add 3% to the annual deposit/pledge remuneration rate; the annual effective remuneration rate ranges from 3.0% to 20.8%.
The reward rate was approved by the decision of the Asset and Liability Management Committee (protocol No. 27-7 dated 14.03.2018)
The reward rate was approved by the decision of the Asset and Liability Management Committee (protocol No. 27-7 dated 14.03.2018)
The reward rate was approved by the decision of the Asset and Liability Management Committee (protocol No. 27-7 dated 14.03.2018)
The reward rate was approved by the decision of the Asset and Liability Management Committee (protocol No. 27-7 dated 14.03.2018)
This calculation is approximate for assessing your monthly loan expenses and is not a bank obligation to issue a loan.
We remind you that in case of the Borrower's violation of the obligations under the bank loan agreement and the Borrower's failure to satisfy the requirements arising from the Bank's notification of the need to fulfill the obligations under the bank loan agreement, the Bank is entitled to take the following measures:
In addition to the liability arising from the above measures applied by the Bank, the Borrower is also liable for a penalty (fine, penalty) in the amount determined by the bank loan agreement for violating the insurance obligations of the pledged item, including the renewal or extension of the insurance contract, obligations for the purposeful use of the loan and violation of other non-monetary obligations in accordance with the terms of the bank loan agreement, as well as reimbursing the Bank for all losses in full amount beyond the penalty related to the Borrower's violation of obligations under the bank loan agreement and the Bank's measures related to the debt collection.
We inform you that if the Borrower is an individual, they have the right within thirty calendar days from the date the delay in fulfilling the obligation under the bank loan agreement (hereinafter - the Agreement) occurs, to visit the Bank and/or submit in writing or in a manner provided by the Agreement, an application containing information about the reasons for the delay in fulfilling the obligation under the Agreement, income, and other confirmed circumstances (facts) that justify their request for changes to the conditions of the Agreement, in accordance with paragraph 1-1 Article 36 of the Law of the Republic of Kazakhstan 'On Banks and Banking Activities in the Republic of Kazakhstan' (hereinafter - the Law on Banks). At the same time, within fifteen calendar days after the day the application of the Borrower-individual is received, as provided for in paragraph 1-1 Article 36 of the Law on Banks, the Bank considers the changes to the conditions of the Agreement proposed by the Borrower-individual and informs the Borrower-individual in writing or in a manner provided by the Agreement about:
In case of receiving the Bank's decision to refuse to change the conditions of the Agreement or failure to reach a mutually acceptable decision, the Borrower-individual has the right within 15 (fifteen) calendar days from the date of receiving the Bank's decision to contact the Agency of the Republic of Kazakhstan for Regulation and Development of the Financial Market while simultaneously notifying the Bank. If the Borrower fails to satisfy the Bank's demand for the need to make payments under the Agreement, including overdue debts, in accordance with paragraph 2 Article 36 of the Law on Banks, the Bank is entitled to take recourse in an indisputable manner on the funds, including by presenting a payment demand available on the Borrower's bank accounts (if such a claim is stipulated in the Agreement), subject to the restrictions provided for by the Law on Banks.
In cases of failure to satisfy the Bank's demand for the need to make payments under the Agreement, including overdue debts, as well as the Borrower-individual not exercising the rights provided for in paragraph 1-1 Article 36 of the Law on Banks or lack of agreement between the Borrower-individual and the Bank regarding changes to the conditions of the Agreement, in accordance with paragraph 2-1 Article 36 of the Law on Banks, the Bank is entitled to apply measures towards the Borrower as provided by the legislation of the Republic of Kazakhstan and/or the Agreement, including but not limited to, transfer the debt for pre-trial collection and settlement to a collection agency (if the Bank has such right in the Agreement), assign the rights (claims) under the Agreement to the person specified in paragraph 4 Article 36-1 of the Law on Banks, file a lawsuit to recover the debt amount under the Agreement, and seize pledged property in an extrajudicial procedure, except in cases provided by the Law of the Republic of Kazakhstan 'On Mortgage of Immovable Property', or in a judicial procedure.
The decision to approve unsecured loans is made by the Bank's automated system or an authorized collegial body. Bank managers and employees do not participate in this process and cannot influence the decision. In each case, the decision is made individually and depends on your credit history and solvency.
The payment can be made through the Nur24.kz mobile app, Nurbank terminals, as well as through the cash desks in the Bank's branches.
The minimum term is 12 months, the maximum term is 60 months.
The maximum amount for external refinancing is up to 7,000,000 tenge.
Loans are considered and granted only to residents of Kazakhstan. The bank considers the possibility of granting loans to non-residents of Kazakhstan if they have a residence permit.
The confirmed income must be at least 150,000 (one hundred fifty) thousand tenge. In each specific case, the decision is made individually and depends on the quality of the credit history and your creditworthiness.
Yes. In this case, repayment will occur according to the payment schedule.
For unsecured loans:
For secured loans:
* The bank reserves the right to request additional documents.
You can find out the date of the first loan payment in the Nur24.kz app and in the payment schedule of the loan agreement.
No, there is no commission for early loan repayment. However, the minimum amount for partial early repayment must be at least 3 (three) monthly payments. The number of partial early repayments is not limited.
No. For this, you need to contact the Bank's loan manager
You need to contact the credit manager to submit a request to change loan terms.
To do this, you need to contact the Bank's credit manager to clarify the terms and amount of early repayment.
You need to contact the nearest Bank branch or call the Contact Center at 2552. After confirming the technical failure and crediting the funds to the credit account, the payment will be settled according to the schedule, any penalty (if applicable) will be annulled, and a positive credit history will be maintained.
You can find out the monthly payment amount in the Nur24.kz mobile app, as well as in the payment schedule for the loan agreement.
The Bank notifies of a delay in fulfilling obligations and the need to make payments no later than 20 calendar days from the date it occurs, in the manner stipulated in the Bank loan agreement.
Missing a payment can negatively impact your credit history. Remember to repay your loan on time. In case of a missed payment, the Bank imposes fines/penalties in accordance with the terms of the bank loan agreement.
We recommend you to repay the overdue debt.
You need to update your personal information. Please visit the nearest Bank branch or notify the Bank in writing.
No. At present, all loans are processed through the branches of Nurbank.
Yes, Nurbank offers its own mortgage lending program for purchasing secondary housing.
The initial appraisal of collateral is performed by independent appraisal organizations. The secondary appraisal is conducted by the Bank's branch appraisal service by visiting the location of the collateral to determine the adequacy of the independent appraiser's valuation.
Yes, the Bank offers refinancing for loans from other banks, provided there are no overdue debts. To refinance, please visit the nearest branch.
From 21 years of age until reaching retirement age.
Yes, our Bank offers several car loan programs:
For the purchase of a new car from partner dealerships;
For the purchase of a used car.
To consider a loan application, you need to contact a Bank branch.