| Currency | KZT |
| Amount | up to 50% of the market value of movable property, but not more than 10,000,000 ₸ |
| Initial payment | from 50% |
| Term | from 12 to 60 months |
| Collateral | purchased vehicle |
| Issuance | upon registration of the pledge agreement with the state authorized body |
| Insurance | property insurance of the collateral is mandatory |
| Commission for application review and loan documents | 0 ₸ |
| Loan arrangement fee | 2% of the loan amount + 10,000 ₸ |
| Application review period | from 3 business days |
| Required documents | identity document, documents for the purchased vehicle* |
* The bank reserves the right to request additional documents
| Annual Reward Rate | Annual Effective Reward Rate | |
| With Fees | 21,0% - 24,5% | 27,8% - 34,6% |
| Without Fees | 30,0% | 34,5% |
Reward rates are approved by the Asset and Liability Management Committee decision (Minutes No. 112-14 dated 17.10.2025)
This calculation is an estimate of your monthly credit expenses and does not constitute a Bank obligation to provide the loan.
We remind you that in case the borrower violates the obligations under the bank loan agreement and fails to satisfy the requirements arising from the Bank's notice regarding the necessity to fulfill the obligations under the bank loan agreement, the Bank is entitled to apply the following measures:
In addition to liabilities arising from the aforementioned measures applied by the Bank, the borrower is also subject to a penalty (fine, late fee) in the amount determined by the bank loan agreement for violating obligations related to the insurance of the collateral, including renewal or extension of the insurance agreement, obligations related to the targeted use of the loan, and violation of other non-monetary obligations in accordance with the bank loan agreement terms. The borrower is also liable for compensating the Bank for all losses in full above the penalty amount associated with the borrower's violation of obligations under the bank loan agreement and the Bank’s actions related to debt recovery.
We inform you that if the borrower is an individual, they are entitled to visit the Bank and (or) submit in written form or in a manner provided by the Agreement, within thirty calendar days from the date of overdue performance under the bank loan agreement (hereinafter - the Agreement), a statement containing information on the reasons for the overdue performance under the Agreement, income, and other confirmed circumstances (facts) that justify their request for amendments to the Agreement terms, according to Clause 1-1 of Article 36 of the Law of the Republic of Kazakhstan 'On Banks and Banking Activity in the Republic of Kazakhstan' (hereinafter - the Law on Banks). Within fifteen calendar days after the day of receiving the individual borrower's application, as stipulated in Clause 1-1 of Article 36 of the Law on Banks, the Bank reviews the proposed changes to the Agreement terms and informs the individual borrower in written form or as provided by the Agreement about:
In case of receiving the Bank's decision to refuse changes in the Agreement terms or not reaching a mutually acceptable decision on amendments to the Agreement terms, the individual borrower is entitled within 15 (fifteen) calendar days from the date of receiving the Bank's decision, to apply to the Agency of the Republic of Kazakhstan for Regulation and Development of the Financial Market, simultaneously notifying the Bank. In case the borrower fails to meet the Bank's payment requirements under the Agreement, including overdue debt repayment, according to Clause 2 of Article 36 of the Law on Banks, the Bank is entitled to indisputably claim the funds, including by presenting a payment demand on the borrower's bank accounts (if such collection is specified in the Agreement), considering the limitations stipulated by the Law on Banks.
In cases where the borrower fails to meet the Bank's payment requirements under the Agreement, including overdue debts, and also fails to exercise the rights provided in Clause 1-1 of Article 36 of the Law on Banks, or there is no agreement between the individual borrower and the Bank on changes to the Agreement terms, according to Clause 2-1 of Article 36 of the Law on Banks, the Bank is entitled to apply measures towards the borrower as provided by the legislation of the Republic of Kazakhstan and (or) the Agreement, including, but not limited to, transferring the debt for pre-trial collection and settlement to a collection agency (if the Bank has such a right under the Agreement), assign the right (claim) under the Agreement to the person specified in Clause 4 of Article 36-1 of the Law on Banks, file a lawsuit for the recovery of the debt amount under the Agreement, and foreclose on the pledged property out of court, except for cases provided by the Law of the Republic of Kazakhstan 'On Mortgage of Real Estate', or through legal proceedings.
The decision to approve unsecured loans is made by the Bank's automated system or an authorized collegial body. Bank managers and employees do not participate in this process and cannot influence the decision. In each case, the decision is made individually and depends on your credit history and solvency.
In the “Accounts” section, select the required account and top it up using your Nurbank card.
No commission is charged if the terminal is located in a Bank branch.
The terminal addresses are listed on the website.
The borrower’s IIN is required to make a payment.
How to complete the operation:
Commission — 1%.
The terminal addresses are listed on the website.
The borrower’s IIN is required to make a payment.
How to complete the operation:
Commission according to the sender bank’s tariffs.
You can view the account details in the Nur24.kz mobile app.
How to complete the operation:
The minimum term is 12 months, the maximum term is 60 months.
The maximum amount for external refinancing is up to 7,000,000 tenge.
Loans are considered and granted only to residents of Kazakhstan. The bank considers the possibility of granting loans to non-residents of Kazakhstan if they have a residence permit.
The confirmed income must be at least 150,000 (one hundred fifty) thousand tenge. In each specific case, the decision is made individually and depends on the quality of the credit history and your creditworthiness.
Yes. In this case, repayment will occur according to the payment schedule.
For unsecured loans:
For secured loans:
* The bank reserves the right to request additional documents.
You can find out the date of the first loan payment in the Nur24.kz app and in the payment schedule of the loan agreement.
No, there is no commission for early loan repayment. However, the minimum amount for partial early repayment must be at least 3 (three) monthly payments. The number of partial early repayments is not limited.
No. For this, you need to contact the Bank's loan manager
You need to contact the credit manager to submit a request to change loan terms.
To do this, you need to contact the Bank's credit manager to clarify the terms and amount of early repayment.
You need to contact the nearest Bank branch or call the Contact Center at 2552. After confirming the technical failure and crediting the funds to the credit account, the payment will be settled according to the schedule, any penalty (if applicable) will be annulled, and a positive credit history will be maintained.
You can find out the monthly payment amount in the Nur24.kz mobile app, as well as in the payment schedule for the loan agreement.
The Bank notifies of a delay in fulfilling obligations and the need to make payments no later than 20 calendar days from the date it occurs, in the manner stipulated in the Bank loan agreement.
Missing a payment can negatively impact your credit history. Remember to repay your loan on time. In case of a missed payment, the Bank imposes fines/penalties in accordance with the terms of the bank loan agreement.
We recommend you to repay the overdue debt.
You need to update your personal information. Please visit the nearest Bank branch or notify the Bank in writing.
No. At present, all loans are processed through the branches of Nurbank.
Yes, Nurbank offers its own mortgage lending program for purchasing secondary housing.
The initial appraisal of collateral is performed by independent appraisal organizations. The secondary appraisal is conducted by the Bank's branch appraisal service by visiting the location of the collateral to determine the adequacy of the independent appraiser's valuation.
Yes, the Bank offers refinancing for loans from other banks, provided there are no overdue debts. To refinance, please visit the nearest branch.
From 21 years of age until reaching retirement age.
Yes, our Bank offers several car loan programs:
For the purchase of a new car from partner dealerships;
For the purchase of a used car.
To consider a loan application, you need to contact a Bank branch.