| Loan Currency | KZT |
| Loan Amount | from 150,000 to 7,000,000 ₸ |
| Loan Term | from 12 to 60 months |
| Loan Arrangement Fee | from 5,000 tenge |
| Application and Document Review Fee | 0 tenge |
| Required Documents for Application | Identification* |
* The bank reserves the right to request additional documents
| Annual Reward Rate | Annual Effective Reward Rate | |
| With Fees | 22.2% - 27.5% | 27.43% - 45.97% |
| Without Fees | 37.5% | 44.6% |
Reward rates approved by the Asset and Liability Management Committee (protocol No. 59-8 dated 05.06.2025)
**This calculation is an approximate estimate of your monthly loan expenses and does not constitute a commitment by the bank to issue a loan
We remind you that in the event of a borrower's default on the bank loan agreement and not fulfilling the demands derived from the Bank's notice to fulfill obligations under the bank loan agreement, the Bank is entitled to take the following actions:
In addition to the responsibility arising from the above measures taken by the Bank, the borrower is also required to pay a penalty (fine, fee) in the amount specified in the bank loan agreement for breaching obligations to insure the collateral, including renewal or extension of the insurance contract, obligations on the intended use of the credit, and breach of other non-monetary obligations in accordance with the bank loan agreement, as well as compensate the Bank for all losses in full, beyond the penalty, related to the borrower's breach of obligations under the bank loan agreement and the Bank's activities related to debt collection.
We inform you that if the borrower is an individual, he has the right, within thirty calendar days from the date of delay in fulfilling the obligation under the bank loan agreement (hereinafter - the Agreement), to visit the Bank and/or submit in writing or in the manner provided by the Agreement, a statement containing information about the reasons for the delay in fulfilling the obligation under the Agreement, income, and other confirmed circumstances (facts), which condition his application for changes to the Agreement, according to paragraph 1-1 of Article 36 of the Law of the Republic of Kazakhstan "On Banks and Banking Activities in the Republic of Kazakhstan" (hereinafter - the Law on Banks). At the same time, within fifteen calendar days after the day of receipt of the borrower's application - individual, provided by paragraph 1-1 of Article 36 of the Law on Banks, the Bank considers the changes proposed by the borrower - individual, to the Agreement and informs the borrower - individual in writing or in the manner provided by the Agreement, about:
In case of receiving the Bank's decision to refuse to change the Agreement terms or failing to reach a mutually acceptable decision on changing the Agreement terms, the borrower - individual within 15 (fifteen) calendar days from the date of receiving the Bank's decision, may apply to the Agency of the Republic of Kazakhstan for Regulation and Development of the Financial Market, simultaneously notifying the Bank. If the borrower fails to meet the Bank's demand for necessary payments under the Agreement, including overdue debt, in accordance with paragraph 2 of Article 36 of the Law on Banks, the Bank is entitled to collect in a non-disputable manner on the borrower's funds, including by presenting a payment demand, from existing bank accounts of the borrower (if such collection was agreed upon in the Agreement), considering the restrictions provided by the Law on Banks.
In cases where the borrower fails to meet the Bank's demand for necessary payments under the Agreement, including overdue debt, and fails to exercise the rights provided by paragraph 1-1 of Article 36 of the Law on Banks, or where there is no agreement between the individual borrower and the Bank on changing the Agreement terms, according to paragraph 2-1 of Article 36 of the Law on Banks, the Bank is entitled to apply measures prescribed by the legislation of the Republic of Kazakhstan and/or the Agreement to the borrower, including but not limited to transfer the debt for pre-trial collection and settlement to a collection agency (if the Bank has such right in the Agreement), assign the right (claim) under the Agreement to the person specified in paragraph 4 of Article 36-1 of the Law on Banks, file a lawsuit for the recovery of the debt amount under the Agreement, and foreclose on the collateral property extrajudicially, except in cases provided by the Law of the Republic of Kazakhstan "On Mortgage of Immovable Property", or judicially.
The decision to approve unsecured loans is made by the Bank's automated system or an authorized collegial body. Bank managers and employees do not participate in this process and cannot influence the decision. In each case, the decision is made individually and depends on your credit history and solvency.
The payment can be made through the Nur24.kz mobile app, Nurbank terminals, as well as through the cash desks in the Bank's branches.
The minimum term is 12 months, the maximum term is 60 months.
The maximum amount for external refinancing is up to 7,000,000 tenge.
Loans are considered and granted only to residents of Kazakhstan. The bank considers the possibility of granting loans to non-residents of Kazakhstan if they have a residence permit.
The confirmed income must be at least 150,000 (one hundred fifty) thousand tenge. In each specific case, the decision is made individually and depends on the quality of the credit history and your creditworthiness.
Yes. In this case, repayment will occur according to the payment schedule.
For unsecured loans:
For secured loans:
* The bank reserves the right to request additional documents.
You can find out the date of the first loan payment in the Nur24.kz app and in the payment schedule of the loan agreement.
No, there is no commission for early loan repayment. However, the minimum amount for partial early repayment must be at least 3 (three) monthly payments. The number of partial early repayments is not limited.
No. For this, you need to contact the Bank's loan manager
You need to contact the credit manager to submit a request to change loan terms.
To do this, you need to contact the Bank's credit manager to clarify the terms and amount of early repayment.
You need to contact the nearest Bank branch or call the Contact Center at 2552. After confirming the technical failure and crediting the funds to the credit account, the payment will be settled according to the schedule, any penalty (if applicable) will be annulled, and a positive credit history will be maintained.
You can find out the monthly payment amount in the Nur24.kz mobile app, as well as in the payment schedule for the loan agreement.
The Bank notifies of a delay in fulfilling obligations and the need to make payments no later than 20 calendar days from the date it occurs, in the manner stipulated in the Bank loan agreement.
Missing a payment can negatively impact your credit history. Remember to repay your loan on time. In case of a missed payment, the Bank imposes fines/penalties in accordance with the terms of the bank loan agreement.
We recommend you to repay the overdue debt.
You need to update your personal information. Please visit the nearest Bank branch or notify the Bank in writing.
No. At present, all loans are processed through the branches of Nurbank.
Yes, Nurbank offers its own mortgage lending program for purchasing secondary housing.
The initial appraisal of collateral is performed by independent appraisal organizations. The secondary appraisal is conducted by the Bank's branch appraisal service by visiting the location of the collateral to determine the adequacy of the independent appraiser's valuation.
Yes, the Bank offers refinancing for loans from other banks, provided there are no overdue debts. To refinance, please visit the nearest branch.
From 21 years of age until reaching retirement age.
Yes, our Bank offers several car loan programs:
For the purchase of a new car from partner dealerships;
For the purchase of a used car.
To consider a loan application, you need to contact a Bank branch.