| Currency | KZT |
| Amount |
Up to 80% of the property value approved by the Bank’s authorized body, but not more than 70,000,000 ₸ |
| Initial Payment | from 20% |
| Term | from 12 months to 180 months |
| Security | acquired residential property |
| Disbursement | upon registration of the pledge agreement with the state authorized body |
| Insurance | property insurance of the collateral is mandatory |
| Application Review Fee | 0 ₸ |
| Loan Arrangement Fee |
2.5% of the loan amount plus KZT 12,000 0% – when choosing loan terms with no commissions charged |
| Application Review Period | from 3 business days |
| Required Documents |
identity document, collateral documents* |
* The bank reserves the right to request additional documents
| Annual Reward Rate | Annual Effective Reward Rate | |
| With Fees | 20.0% - 21.5% | 22.14% - 24,96% |
| Without Fees |
22.2% |
24,59% - 24,93% |
Reward rates are approved by the Asset and Liability Management Committee (Protocol No. 47-11 dated 17.04.2026).
This calculation is an estimate for assessing your monthly loan expenses and does not constitute a commitment by the Bank to grant a loan.
We remind you that in case of a borrower's breach of obligations under the banking loan agreement and failure to satisfy the bank's requirements arising from the bank's notice to fulfill obligations under the banking loan agreement, the bank is entitled to apply the following measures:
In addition to the liability arising from the aforementioned measures applied by the bank, the borrower also pays a penalty (fine, fee) in the amount specified by the banking loan agreement for violating obligations related to insuring the collateral, including renewing or extending the insurance contract, obligations on the targeted use of the credit, and other non-monetary obligations according to the terms of the banking loan agreement, and also reimburses the bank for all fully incurred losses beyond the penalty due to the borrower's violation of obligations under the banking loan agreement and actions by the bank related to debt collection.
We inform you that if the borrower is an individual, they are entitled to visit the bank within thirty calendar days from the date of default under the banking loan agreement (hereinafter - Agreement) and (or) to submit in writing or by means provided by the Agreement an application containing information about the reasons for the default under the Agreement, incomes, and other verified circumstances (facts) justifying their application to amend the terms of the Agreement, in accordance with paragraph 1-1 of Article 36 of the Law of the Republic of Kazakhstan 'On Banks and Banking Activities in the Republic of Kazakhstan' (hereinafter - Banking Law). In this regard, within fifteen calendar days after the day of receipt of the application, the bank considers the proposed amendments by the individual borrower to the Agreement's terms and notifies the individual borrower in writing or by the means provided by the Agreement about:
In case of receiving the bank's decision to refuse amendments to the Agreement's terms or failure to reach a mutually acceptable decision on amending the Agreement, the individual borrower may, within 15 (fifteen) calendar days from the date of receiving the bank's decision, apply to the Agency of the Republic of Kazakhstan for Regulation and Development of the Financial Market with simultaneous notification to the bank. In case the borrower's failure to satisfy the bank's demand for payment under the Agreement, including overdue debt, pursuant to paragraph 2 of Article 36 of the Banking Law, the bank is entitled to enforce uncontentiously the borrower's funds, including by presenting a payment demand, available on the borrower's bank accounts (if such enforcement is stipulated in the Agreement), taking into account the limitations provided by the Banking Law.
In cases of the borrower's failure to satisfy the bank's demand for payment under the Agreement, including overdue debt, as well as failure by the individual borrower to exercise the rights provided by paragraph 1-1 of Article 36 of the Banking Law, or lack of agreement between the individual borrower and the bank on amendments to the Agreement, according to paragraph 2-1 of Article 36 of the Banking Law, the bank is entitled to apply measures against the borrower provided by the legislation of the Republic of Kazakhstan and/or the Agreement, including, but not limited to, transferring the debt for pre-trial recovery and settlement to a collection agency (in case the bank has such a right under the Agreement), assigning the right (claim) under the Agreement to the person specified in paragraph 4 of Article 36-1 of the Banking Law, filing a lawsuit to recover the debt amount under the Agreement, as well as foreclosing on pledged property in an extrajudicial manner, except for the cases provided by the Law of the Republic of Kazakhstan 'On Mortgage of Real Estate', or through the judicial process.
The decision to approve unsecured loans is made by the Bank's automated system or an authorized collegial body. Bank managers and employees do not participate in this process and cannot influence the decision. In each case, the decision is made individually and depends on your credit history and solvency.
In the "Accounts" section, select the required account and top it up using a Nurbank card.
Loan repayment is available at Kazpost JSC branches, no commission is charged.
Commission according to the тарифs of the sending bank.
Account details can be found in the Nur24.kz mobile application.
How to perform the operation:
The minimum term is 12 months, the maximum term is 60 months.
The maximum amount for external refinancing is up to 7,000,000 tenge.
Loans are considered and granted only to residents of Kazakhstan. The bank considers the possibility of granting loans to non-residents of Kazakhstan if they have a residence permit.
The confirmed income must be at least 150,000 (one hundred fifty) thousand tenge. In each specific case, the decision is made individually and depends on the quality of the credit history and your creditworthiness.
Yes. In this case, repayment will occur according to the payment schedule.
For unsecured loans:
For secured loans:
* The bank reserves the right to request additional documents.
You can find out the date of the first loan payment in the Nur24.kz app and in the payment schedule of the loan agreement.
No, there is no commission for early loan repayment. However, the minimum amount for partial early repayment must be at least 3 (three) monthly payments. The number of partial early repayments is not limited.
No. For this, you need to contact the Bank's loan manager
You need to contact the credit manager to submit a request to change loan terms.
To do this, you need to contact the Bank's credit manager to clarify the terms and amount of early repayment.
You need to contact the nearest Bank branch or call the Contact Center at 2552. After confirming the technical failure and crediting the funds to the credit account, the payment will be settled according to the schedule, any penalty (if applicable) will be annulled, and a positive credit history will be maintained.
You can find out the monthly payment amount in the Nur24.kz mobile app, as well as in the payment schedule for the loan agreement.
The Bank notifies of a delay in fulfilling obligations and the need to make payments no later than 20 calendar days from the date it occurs, in the manner stipulated in the Bank loan agreement.
Missing a payment can negatively impact your credit history. Remember to repay your loan on time. In case of a missed payment, the Bank imposes fines/penalties in accordance with the terms of the bank loan agreement.
We recommend you to repay the overdue debt.
You need to update your personal information. Please visit the nearest Bank branch or notify the Bank in writing.
No. At present, all loans are processed through the branches of Nurbank.
Yes, Nurbank offers its own mortgage lending program for purchasing secondary housing.
The initial appraisal of collateral is performed by independent appraisal organizations. The secondary appraisal is conducted by the Bank's branch appraisal service by visiting the location of the collateral to determine the adequacy of the independent appraiser's valuation.
Yes, the Bank offers refinancing for loans from other banks, provided there are no overdue debts. To refinance, please visit the nearest branch.
From 21 years of age until reaching retirement age.
Yes, our Bank offers several car loan programs:
For the purchase of a new car from partner dealerships;
For the purchase of a used car.
To consider a loan application, you need to contact a Bank branch.