VSPS Project “Paid Services and Subscriptions”

VSPS – (Visa Stop Payment Service API), a service for blocking/unblocking paid services and subscriptions in the Internet Banking for individual Bank customers, configured with VISA cards for client control.

After receiving a card, the client periodically makes payments, and if the payments are regular, they can enable regular periodic debiting on the service/product provider's website from their card.

The client may not always remember such debits, yet regular debits are conducted continuously, including on closed cards.

To prevent this, a project for paid services and subscriptions (Visa service) was implemented.

Brief process description:

The client has the right to independently set and change the list of paid services and subscriptions in Internet Banking using VSPS.

To disable paid services and subscriptions, the client needs to:

Select the required payment card;
Go to the “Actions” section;
Select the “Paid Services and Subscriptions” section, where the list of paid subscriptions is automatically loaded;
Go to the “Active” section
Deny future debits for any subscription if necessary.

All disabled subscriptions will be reflected in the “Disabled Services and Subscriptions” section.

To enable paid services and subscriptions, the client needs to:

Select the required card;
Go to the “Actions” section;
Select the “Paid Services and Subscriptions” section, where the list of paid subscriptions is loaded;
Go to the “Blocked” section
Unblock the subscription if necessary.

The subscription will reappear in the “Paid Services and Subscriptions” section.

Note: If the client's payments for active paid services and subscriptions fail 3 times, the Bank has the right to disable these services/subscriptions independently without notifying the client.