No need to open the app or wake your device; simply bring your iPhone close to the terminal and confirm the transaction with biometrics.
Works everywhere contactless payments are accepted, as well as in mobile apps and Safari on iPhone, iPad, and Mac. With Apple Watch, you can pay without having an iPhone in hand.
Card details are not stored on the device and are not transmitted to the merchant, a unique token is used. Each transaction is confirmed by Face ID, Touch ID, or passcode.
Contactless payments in stores are processed even without network connectivity