Nur Altyn Saving Deposit with Replenishment Option | High Rates & Convenient Top-Up

Nur Altyn Savings

with the right to replenish
3, 6, 12, 24, 36 months
Term

Approximate calculation. The reward amount on the deposit may slightly vary depending on the number of days in a month. For exact information, please contact any Bank branch.

5,000 KZT, 25 USD
Minimum amount

Approximate calculation. The reward amount on the deposit may slightly vary depending on the number of days in a month. For exact information, please contact any Bank branch.

Open online
Nur Altyn Savings

5,000 KZT, 25 USD

A deposit for those who do not plan to withdraw money soon, want to replenish it, and receive a high income.

Deposit Terms

Currency: KZT, USD

A deposit for those who do not plan to withdraw money soon, want to replenish it, and receive a high income.

Replenishment - provided

A deposit for those who do not plan to withdraw money soon, want to replenish it, and receive a high income.

Partial Withdrawals – Provided

A deposit for those who do not plan to withdraw money soon, want to replenish it, and receive a high income.

Monthly capitalization

A deposit for those who do not plan to withdraw money soon, want to replenish it, and receive a high income.

The maximum guarantee amount is 20,000,000 ₸

A deposit for those who do not plan to withdraw money soon, want to replenish it, and receive a high income.

A deposit for those who do not plan to withdraw money soon, want to replenish it, and receive a high income.

Interest Rates

KZT
Annual Reward Rate, % APR, %
3 months 14.9 16
6 months 14.9 16
12 months 13.2 14
24 months 6.78 7
36 months 7.63 7.9
USD
Reward Rate, % APR, %
12 months 1 1

The reward rates are approved by the decision of the Asset and Liability Management Committee No. 157-1 dated December 13, 2024.

The maximum guarantee amount is 20,000,000 ₸

Early termination conditions: at the interest rate established for the "On Demand" deposit. The deposit amount is paid 30 calendar days after the depositor's request is received.

How to Open a Deposit:
In the Nur24.kz App
  1. Scan the QR code to download the app:
    https://nurbank.kz/up_img/grcode_app24.gif
  2. Top up your account
  3. Select a deposit
  4. Open a deposit

Manage your money without visiting bank branches 24/7

At the Bank Branch
  1. Visit a bank branch
  2. Select a deposit
  3. Sign a deposit agreement
  4. Fund the deposit

Download the Nur24.kz app and manage your funds without visiting the bank!

Deposit Calculator

Annual Reward Rate
0
APR
0
Reward for the entire period
0
Accumulated Amount
0

The maximum guarantee amount is 20,000,000 ₸

Approximate calculation. The deposit reward amount may slightly differ, depending on the number of days in the month. Please contact any bank branch for accurate information.

Frequently Asked Questions

In which currency can the 'Nur Altyn Optimal' deposit be opened?

The Nur Altyn Optimal deposit can be opened in one of the following currencies: tenge, US dollar, euro.

What is the procedure for opening 'Nur Altyn Optimal' and 'Nur Altyn Savings' deposits?

The Nur Altyn Optimal and Nur Altyn Savings deposits are opened at the Bank's branch or via the Nur24.kz mobile app. List of Bank branches

Is there an automatic renewal of the deposit?

Yes, at the end of the contract term, the deposit is renewed for the same period.

What types of deposits are available at Nurbank?

At Nurbank, you can open the following deposits:

  • "Nur Altyn Optimal"
  • "Nur Altyn Savings" with replenishment rights
  • "Nur Altyn Savings" without replenishment rights
  • On demand
  • Educational deposit "AQYL"
Where can I find the terms for deposits?

You can find the main terms for deposits in the Deposits section

Are Nurbank's deposits guaranteed?

Each deposit is guaranteed by KDIF.

Since 1999, a special fund, JSC "Kazakhstan Deposit Insurance Fund" (KDIF), has been operating in Kazakhstan, aimed at insuring depositors' funds.

All individual deposits in JSC "Nurbank" are subject to mandatory insurance. The state guarantee for all deposits and bank accounts per depositor amounts to:

  • no more than 20 million tenge for savings deposits in the national currency
  • no more than 10 million tenge for other deposits in the national currency (term, demand, conditional, current, and card accounts)
  • no more than 5 million tenge for deposits in foreign currency (savings, term, demand, conditional, current, and card accounts)

If multiple deposits of different types and currencies are placed in the bank, the total balance of the amount across all deposits is guaranteed, but not exceeding the maximum amount of the insurance compensation – 20 million tenge, considering the limits for each type of deposit.

What do I need to open a deposit?

To open a deposit online in the Nur24.kz app, attaching documents is not necessary. To open a deposit in a branch, you need to provide the original identity document.

Foreign citizens are required to provide the following when opening an account:

  1. Passport
  2. Registration certificate for foreigners and stateless persons in case of absence of Kazakhstan documents proving identity.
How to top up your deposit without visiting a bank branch?

You can top up your deposit from your accounts/cards without fees in the Nur24.kz app, and also top up deposits via Nurbank payment terminals.

Transfer in the Nur24.kz app: in the "Accounts" section, select the deposit, click "Top up", choose the account/card from which you want to transfer money, enter the transfer amount - then confirm the transfer.

Can I get a statement (interest accrual breakdown) for my deposit without visiting the bank branches?

Yes, the statement can be obtained online in the Nur24.kz app in PDF format:

  1. Select your deposit
  2. In the «Actions» section, choose «Statement»
  3. Select the statement period and click the PDF icon
How to close a deposit?

A deposit can only be closed at a bank branch, and you must have an identity document with you.

What are the terms of the educational deposit 'AQYL'?

Deposit Terms

  1. Tenure - 36 and 60 months
  2. Deposit Currency - Tenge
  3. Purpose - Saving funds for educational services payment
  4. Deposit Top-up - No restrictions
  5. Partial Withdrawal - Not allowed, except for educational savings deposit withdraws for educational purposes (transferring money to an educational organization)
  6. Minimum Initial Deposit Amount - 3 MCI
  7. Monthly Reward Payment
  8. Payment - Upon maturity
  9. State Bonus:
    • Standard: +5% per annum on the actual accumulated balance of the deposit as of January 1st, with a minimum accumulation period of one year, but not exceeding 100 MCI
    • Special: +7% per annum on the actual accumulated balance of the deposit as of January 1st, with a minimum accumulation period of one year, but not exceeding 100 MCI
Is it possible to partially withdraw money from the 'AQYL' educational deposit?

Partial withdrawal is provided only for the payment of education by means of cashless transfer to the account of the educational institution based on supporting documents.

Is it possible to make a preliminary calculation of deposit interest?

Yes, a deposit calculator is available on the Bank's website in the 'Deposits' section, where you can perform calculations. Deposit calculator

Can I transfer money from a deposit to a card online?

Yes, you can transfer money from the “Nur Altyn Optimal” and “Nur Altyn Saving” deposits to the card via Nur24.kz by clicking the “Transfer” button. Please note that partial withdrawal to the card is available up to the non-reducible deposit balance.

Where can I find out the amount of interest accrued on the deposit?

You can view the statement in the Nur24.kz app at any time without visiting the Bank branch:

  • Select the deposit
  • Select the statement period and click on the «PDF» icon
Can I top up a dollar deposit through the terminal?

No, it is only possible to top up a tenge deposit for free through the terminals. Dollar deposits can be topped up at the Bank's branches.

Can I close the deposit without visiting the Bank branch?

No. You can close the deposit only at the Bank branch, and you must have an identification document with you.

How many deposits can one person open?

You can open any number of deposits in tenge or foreign currency. One person can open an unlimited number of deposits.